[Remote] Card Disputes Manager at Mercury

New York, New York, United States

Mercury Logo
Not SpecifiedCompensation
N/AExperience Level
N/AJob Type
Not SpecifiedVisa
N/AIndustries

Requirements

  • 4 years of firsthand experience with the dispute management process at a fintech or other financial institution
  • 2 years of experience managing card dispute teams
  • Passion for mentoring and supporting team members, fostering knowledge sharing, professional development, and a collaborative team culture
  • Experience in managing customer-facing queues and escalations
  • Obsession with quality and workflow optimization
  • Strong understanding of Reg E and Reg Z dispute requirements
  • Familiarity with Mastercard and/or Visa chargeback rules
  • Product sense and knowledge of banking products such as ACH, International Wires, SWIFT, checks, and debit cards
  • Experience with Zendesk or other similar CRM tools
  • Highly motivated self-starter, comfortable working within a high risk environment under minimal supervision
  • Excellent collaborator and communicator
  • Ability to exercise empathy and understanding when communicating with customers
  • Ability to communicate complicated concepts with efficiency and clarity

Responsibilities

  • Mentor, coach, and support a team handling dispute intake and resolution processes for card and ACH disputes
  • Serve as the subject matter expert for disputes, with an understanding of the end-to-end card resolution process, including pre-arbitration and arbitration, as well as banking transaction exceptions and ACH returns
  • Help manage the day-to-day operations of the dispute investigation BPO workforce
  • Improve team efficiency and effectiveness by driving and tracking performance metrics
  • Execute step-level changes to the Disputes program by partnering with cross-functional teams to scope, design, test, and implement standard operating procedures
  • Partner with Quality, Learning & Development, and Risk Program Managers to drive quality improvements through continuous learning
  • Help the team achieve exceptionally high standards of quality and accuracy while fostering genuine customer trust and satisfaction
  • Provide guidance on escalated dispute cases
  • Ensure regulatory compliance for consumer disputes covered by Regulation E
  • Collaborate with cross-functional stakeholders to drive initiatives across Learning & Development, Workforce Management, and Change Management

Skills

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters
2017Year Founded
$146.8MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health, dental, & vision
Custom equipment setup
401(K) matching
12+ weeks paid parental leave
Book budget
Wellness benefits
Grocery budget
Paid lunch
Personalized callsign
Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.
Integration challenges from the Teal acquisition could disrupt services.
Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.
The company provides integrated financial management tools, enhancing startup operational efficiency.
Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.
The acquisition of Teal enhances Mercury's financial management offerings for startups.
Mercury Personal expands market reach by attracting tech-savvy individuals.

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