Banking Operations Associate at Accenture

Chennai, Tamil Nadu, India

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Any Graduation
2 to 4 years of experience (Minimum 1+ years in Mortgage Underwriting)
Ability to work well in team
Commitment to quality
Excellent analytical and problem-solving skills
Detail orientation
Excellent communication and interpersonal skills
Proficiency in mortgage origination software and MS Office suite
Proficiency in Microsoft Office and automated underwriting systems
Good communication skills both verbal and written
Highly organized and able to prioritize
Willingness to work night shift

Responsibilities

Reviewing borrower financial information, employment history, credit report and other relevant documentation to assess risk
Evaluating loan application against specific lender guidelines and mortgage industry standard
Indexing and organizing supporting documents and identifying gaps
Communicating with loan officers, processors to additional information or clarify application details
Making recommendation for loan approval or denial based on a thorough analysis of the borrower financial profile
Ensuring compliance with all regulatory requirements throughout the underwriting process
Reviewing and specifying loan conditions as necessary
Assisting senior underwriter with complex loan files and providing support as needed
Validation on Credit, Income, Asset & Collateral documents in line with client credit policy, procedures, and turnaround times
Maintain client SLA exceptions
Achieves individual Underwriter quality benchmark, production goal and turn time

Skills

Credit Underwriting

Retail Banking Operations

Credit Analysis

Financial Analysis

Mortgage Underwriting

Document Validation

MS Office

Mortgage Origination Software

Analytical Skills

Problem-Solving

Accenture

Global professional services for digital transformation

About Accenture

Accenture provides a wide range of professional services, including strategy and consulting, technology, and operations, to help organizations improve their performance. Their services assist clients in navigating digital transformation, enhancing operational efficiency, and achieving sustainable growth. Accenture's offerings include cloud migration, cybersecurity, artificial intelligence, and data analytics, which are tailored to meet the needs of various industries such as financial services, healthcare, and retail. What sets Accenture apart from its competitors is its extensive industry knowledge and ability to deliver comprehensive solutions that address both immediate challenges and long-term goals. The company's aim is to support clients in reducing their environmental impact while driving innovation and growth.

Dublin, IrelandHeadquarters

1989Year Founded

$8.5MTotal Funding

IPOCompany Stage

Consulting, Enterprise Software, CybersecurityIndustries

10,001+Employees

Risks

Rapid AI advancements may outpace Accenture's current capabilities, risking competitive disadvantages.

Integration challenges from multiple acquisitions could affect Accenture's operational efficiency.

The rise of AI-driven startups may disrupt Accenture's market share in customer service solutions.

Differentiation

Accenture's acquisitions enhance its capabilities in digital twin technology for financial services.

The company is expanding its expertise in net-zero infrastructure through strategic acquisitions.

Accenture's focus on software-defined vehicles positions it as a leader in automotive innovation.

Upsides

Accenture's investment in EMTECH supports central bank modernization amid digital currency evolution.

The acquisition of Award Solutions boosts Accenture's presence in the growing 5G and IoT markets.

Accenture's strategic acquisitions align with high-growth markets like digital twins and net-zero projects.

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