Banking Advisory Specialist at Accenture

Chennai, Tamil Nadu, India

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

BCom/MCom/Master of Business Administration
7 to 11 years of experience
Skill in Com.Bkg- Credit UW - Commercial Credit Underwriting
Expertise in commercial real estate underwriting or commercial underwriting (residential underwriting preferable)
Good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation
Analysis of property inspection reports, rent rolls, operating statements, preparation of letters based on regulatory requirements, proof of payments, invoices, disbursement forms, lien waivers & schedules
Ability to manage multiple stakeholders
Collaboration and interpersonal skills
Prioritization of workload
Strong analytical skills
Strong written and verbal communication skills

Responsibilities

Conduct detailed research on the financial history of businesses to determine their creditworthiness
Assess the risk parameters of the loan, borrower, and industry including financial performance of the borrower and guarantor
Assess repayment capacity and recommend future course of action in approving/declining/counter offering business loans
Analyze and solve moderately complex problems
Create new solutions, leveraging and adapting existing methods and procedures where needed
Understand strategic direction set by senior management as it relates to team goals
Interact primarily with direct supervisor, peers, and/or management at client/Accenture
Manage small teams and/or work efforts at client or within Accenture (if in individual contributor role)
Make decisions that impact the team
Work in rotational shifts as required

Skills

Key technologies and capabilities for this role

Commercial Credit UnderwritingCredit AnalysisFinancial AnalysisRisk AssessmentStakeholder ManagementAnalytical SkillsTrade FinanceLoan AssessmentRepayment Capacity Analysis

Questions & Answers

Common questions about this position

What qualifications and experience are required for the Banking Advisory Specialist role?

Candidates need a BCom/MCom/Master of Business Administration and 7 to 11 years of experience. Expertise in commercial real estate underwriting or commercial underwriting is required, with residential underwriting preferable.

What key skills are needed for this position?

The role requires strong analytical skills, ability to manage multiple stakeholders, collaboration and interpersonal skills, prioritization of workload, and strong written and verbal communication. A good understanding of credit analysis, underwriting, financial analysis, and related areas is essential.

What is the employment type for this role?

The position is full time.

What does the role involve day-to-day?

The role involves conducting detailed research on businesses' financial history to assess creditworthiness, evaluating risk parameters of loans, borrowers, and industries, and recommending actions on business loans. It also includes analysis of financial statements, property reports, and preparation of regulatory letters.

What is Accenture's company culture like?

Accenture embraces the power of change to create value and shared success for clients, people, shareholders, partners, and communities, with a global team of 699,000 people delivering technology and human ingenuity across more than 120 countries.

Accenture

Global professional services for digital transformation

About Accenture

Accenture provides a wide range of professional services, including strategy and consulting, technology, and operations, to help organizations improve their performance. Their services assist clients in navigating digital transformation, enhancing operational efficiency, and achieving sustainable growth. Accenture's offerings include cloud migration, cybersecurity, artificial intelligence, and data analytics, which are tailored to meet the needs of various industries such as financial services, healthcare, and retail. What sets Accenture apart from its competitors is its extensive industry knowledge and ability to deliver comprehensive solutions that address both immediate challenges and long-term goals. The company's aim is to support clients in reducing their environmental impact while driving innovation and growth.

Dublin, IrelandHeadquarters

1989Year Founded

$8.5MTotal Funding

IPOCompany Stage

Consulting, Enterprise Software, CybersecurityIndustries

10,001+Employees

Risks

Rapid AI advancements may outpace Accenture's current capabilities, risking competitive disadvantages.

Integration challenges from multiple acquisitions could affect Accenture's operational efficiency.

The rise of AI-driven startups may disrupt Accenture's market share in customer service solutions.

Differentiation

Accenture's acquisitions enhance its capabilities in digital twin technology for financial services.

The company is expanding its expertise in net-zero infrastructure through strategic acquisitions.

Accenture's focus on software-defined vehicles positions it as a leader in automotive innovation.

Upsides

Accenture's investment in EMTECH supports central bank modernization amid digital currency evolution.

The acquisition of Award Solutions boosts Accenture's presence in the growing 5G and IoT markets.

Accenture's strategic acquisitions align with high-growth markets like digital twins and net-zero projects.

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