Banking Advisory Senior Analyst at Accenture

Chennai, Tamil Nadu, India

Accenture Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • BBA/BCom/MCom qualification
  • 5 to 8 years of experience
  • Banking relevant experience, specifically in Commercial Credit Underwriting (Com.Bkg- Credit UW)
  • Skill in conducting detailed research on financial history of businesses to determine creditworthiness
  • Ability to assess risk parameters of loans, borrowers, industries, financial performance of borrowers and guarantors, repayment capacity, and recommend actions on approving/declining/counter-offering business loans
  • Ability to analyze and solve increasingly complex problems
  • Availability to work in rotational shifts

Responsibilities

  • Help clients transform banking operations into an agile, resilient operating model, addressing quality, productivity, customer expectations, regulatory, and operational pressures
  • Support corporate/wholesale banking team in processing trade finance transactions, providing superior service delivery to trade customers, and safeguarding the bank from associated risks
  • Conduct detailed research on the financial history of businesses to determine creditworthiness
  • Assess risk parameters of the loan, borrower, and industry, including financial performance of borrower and guarantor, repayment capacity, and recommend future course of action for approving/declining/counter-offering business loans
  • Perform analysis and solve increasingly complex problems
  • Interact daily with peers within Accenture, and have some interaction with clients and/or Accenture management
  • Work with minimal instruction on daily tasks and moderate instruction on new assignments
  • Make decisions impacting own work and potentially the work of others
  • Act as an individual contributor, oversee small work efforts, and/or manage a small team

Skills

Commercial Credit Underwriting
Credit Analysis
Financial Analysis
Risk Assessment
Loan Evaluation
Trade Finance
Corporate Banking
Wholesale Banking
Repayment Capacity Assessment

Accenture

Global professional services for digital transformation

About Accenture

Accenture provides a wide range of professional services, including strategy and consulting, technology, and operations, to help organizations improve their performance. Their services assist clients in navigating digital transformation, enhancing operational efficiency, and achieving sustainable growth. Accenture's offerings include cloud migration, cybersecurity, artificial intelligence, and data analytics, which are tailored to meet the needs of various industries such as financial services, healthcare, and retail. What sets Accenture apart from its competitors is its extensive industry knowledge and ability to deliver comprehensive solutions that address both immediate challenges and long-term goals. The company's aim is to support clients in reducing their environmental impact while driving innovation and growth.

Dublin, IrelandHeadquarters
1989Year Founded
$8.5MTotal Funding
IPOCompany Stage
Consulting, Enterprise Software, CybersecurityIndustries
10,001+Employees

Risks

Rapid AI advancements may outpace Accenture's current capabilities, risking competitive disadvantages.
Integration challenges from multiple acquisitions could affect Accenture's operational efficiency.
The rise of AI-driven startups may disrupt Accenture's market share in customer service solutions.

Differentiation

Accenture's acquisitions enhance its capabilities in digital twin technology for financial services.
The company is expanding its expertise in net-zero infrastructure through strategic acquisitions.
Accenture's focus on software-defined vehicles positions it as a leader in automotive innovation.

Upsides

Accenture's investment in EMTECH supports central bank modernization amid digital currency evolution.
The acquisition of Award Solutions boosts Accenture's presence in the growing 5G and IoT markets.
Accenture's strategic acquisitions align with high-growth markets like digital twins and net-zero projects.

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