Banco de Talentos - Consultor Microcrédito PJ at Santander

Evergreen, Colorado, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Finance, MicrofinanceIndustries

Requirements

Entrepreneurial profile
Sense of ownership and business acumen
Enjoy working with people and providing customer service
Focused on results and a keen sense of credit risk
Expertise in microcredit methodology
Knowledge and residency in the city where they will operate
Readiness and commitment to clients and Santander
Ability to explore new business and potential markets

Responsibilities

Prospecting new clients and managing the portfolio
Offering the portfolio of financial and non-financial products
Periodic renewal of contracts
Excellent customer satisfaction
Preventive collection and control of portfolio delinquency
Identifying and maximizing local partnerships

Skills

Key technologies and capabilities for this role

MicrocreditCredit RiskCustomer ServicePortfolio ManagementClient ProspectingContract RenewalDelinquency ControlBusiness DevelopmentPartnership ManagementSales

Questions & Answers

Common questions about this position

Is this position remote or onsite?

This is an onsite position, and candidates must reside in the city where they will operate.

What is the employment type for this role?

The position is for an Independent Contractor (PJ - Pessoa Jurídica).

What key skills and qualities are required for the Microcredit Consultant role?

Candidates need an entrepreneurial profile, sense of ownership and business acumen, enjoyment of working with people and customer service, focus on results with keen credit risk sense, and expertise in microcredit methodology.

What is the company culture like?

The role offers Santander culture, along with gains, autonomy, and the opportunity to be the owner of your own business.

What makes a strong candidate for this position?

A strong candidate has an entrepreneurial profile with business acumen, expertise in microcredit, residency in the operating city, and a results-focused approach with excellent customer service skills.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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