Backend Software Engineer - All Levels at Credit Karma

Charlotte, North Carolina, United States

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Not SpecifiedCompensation

Junior (1 to 2 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, FinanceIndustries

Requirements

Experience in Scala, Java, and/or any functional language (primarily Scala)
Experience in microservices architecture, messaging patterns, and deployment models
Experience in API design and building robust and extendable client/server contracts
Proficient in Scala or Java
Experience with Kafka, RabbitMQ, Amazon SQS or similar data messaging platform
Experience building highly integrated, large-scale, high-volume, and testable systems
Experience with Kubernetes and containers technologies
Ability to mentor and coach other team members
Solid foundation in OOP, design patterns, algorithms, programming languages, networking, and Linux operating systems
Expert understanding of web application internals and scalability at any tier
Proficiency in SQL, relational database schema design, and ORM technologies & concepts
Strong understanding of deployment strategies and production infrastructure needs
Strong communication and leadership abilities
Experience with Agile/Scrum practices
Bachelor’s or Master’s degree in Computer Science, Engineering, Computer Information Systems, Mathematics, Physics, or a related field or software development training program

Responsibilities

Contribute to core services and data aggregation layer, meeting needs for scale, quality, and rapid iteration
Build high-quality integrations with other internal services leveraging Credit Karma’s rich financial data set
Work closely with external partners to acquire new data to enrich core user experience
Develop automation throughout the stack, including build & deployment processes, testing, monitoring, data pipeline, and beyond
Work with front-end developers to complete end-to-end solutions and iterate rapidly as experimenting and learning
Willingness to learn new skills as product and technology footprint grows

Skills

Backend Development

Scalable Services

API Integrations

Data Aggregation

Automation

Microservices

2FA

SMS

Credit Karma

Provides free credit scores and financial tools

About Credit Karma

Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal financing. Users can track their credit progress and receive alerts about changes to their credit reports. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals by providing helpful resources and fostering a sense of ownership and progress in their financial journeys.

Oakland, CaliforniaHeadquarters

2007Year Founded

$358MTotal Funding

ACQUISITIONCompany Stage

Fintech, Cybersecurity, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Dental Insurance

401(k) Retirement Plan

Commuter Benefits

Wellness Program

Paid Vacation

Paid Sick Leave

Education Perks

Risks

Increased competition from Walmart-backed FinTech One could challenge Credit Karma's market share.

Integration challenges from Zendrive acquisition may distract from Credit Karma's core objectives.

Intuit's AI advancements could overshadow Credit Karma's financial tools and services.

Differentiation

Credit Karma pioneered free credit scores, setting it apart in personal finance.

The company offers a comprehensive suite of free financial tools and recommendations.

Credit Karma's freemium model generates revenue through partnerships with financial institutions.

Upsides

Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence offerings.

AI-driven financial assistants could inspire Credit Karma to develop personalized financial tools.

Growing digital solutions adoption by SMBs presents expansion opportunities for Credit Karma.

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