Backend Software Engineer - All Levels at Credit Karma

Charlotte, North Carolina, United States

Credit Karma Logo
Not SpecifiedCompensation
Junior (1 to 2 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
FinTech, FinanceIndustries

Requirements

  • Experience in Scala, Java, and/or any functional language (primarily Scala)
  • Experience in microservices architecture, messaging patterns, and deployment models
  • Experience in API design and building robust and extendable client/server contracts
  • Proficient in Scala or Java
  • Experience with Kafka, RabbitMQ, Amazon SQS or similar data messaging platform
  • Experience building highly integrated, large-scale, high-volume, and testable systems
  • Experience with Kubernetes and containers technologies
  • Ability to mentor and coach other team members
  • Solid foundation in OOP, design patterns, algorithms, programming languages, networking, and Linux operating systems
  • Expert understanding of web application internals and scalability at any tier
  • Proficiency in SQL, relational database schema design, and ORM technologies & concepts
  • Strong understanding of deployment strategies and production infrastructure needs
  • Strong communication and leadership abilities
  • Experience with Agile/Scrum practices
  • Bachelor’s or Master’s degree in Computer Science, Engineering, Computer Information Systems, Mathematics, Physics, or a related field or software development training program

Responsibilities

  • Contribute to core services and data aggregation layer, meeting needs for scale, quality, and rapid iteration
  • Build high-quality integrations with other internal services leveraging Credit Karma’s rich financial data set
  • Work closely with external partners to acquire new data to enrich core user experience
  • Develop automation throughout the stack, including build & deployment processes, testing, monitoring, data pipeline, and beyond
  • Work with front-end developers to complete end-to-end solutions and iterate rapidly as experimenting and learning
  • Willingness to learn new skills as product and technology footprint grows

Skills

Key technologies and capabilities for this role

Backend DevelopmentScalable ServicesAPI IntegrationsData AggregationAutomationMicroservices2FASMS

Questions & Answers

Common questions about this position

What is the salary for this Backend Software Engineer position?

This information is not specified in the job description.

Is this Backend Software Engineer role remote or does it require office work?

This information is not specified in the job description.

What skills are required for the Backend Software Engineer role?

Required skills include experience in Scala, Java, or any functional language (primarily Scala), microservices architecture, messaging patterns, deployment models, and API design with robust client/server contracts.

What is the company culture like for this engineering team at Credit Karma?

The engineering team is experiencing explosive growth, operates in a fast-paced 'start-up' environment within Credit Karma, solves big problems changing industries, and offers opportunities to improve members' lives while building at scale.

What makes a strong candidate for this Backend Software Engineer position?

Strong candidates have experience in Scala or Java, microservices, and API design, plus a willingness to learn new skills, work with front-end developers, and thrive in a fast-paced environment building at scale.

Credit Karma

Provides free credit scores and financial tools

About Credit Karma

Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal financing. Users can track their credit progress and receive alerts about changes to their credit reports. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals by providing helpful resources and fostering a sense of ownership and progress in their financial journeys.

Oakland, CaliforniaHeadquarters
2007Year Founded
$358MTotal Funding
ACQUISITIONCompany Stage
Fintech, Cybersecurity, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health Insurance
Dental Insurance
401(k) Retirement Plan
Commuter Benefits
Wellness Program
Paid Vacation
Paid Sick Leave
Education Perks

Risks

Increased competition from Walmart-backed FinTech One could challenge Credit Karma's market share.
Integration challenges from Zendrive acquisition may distract from Credit Karma's core objectives.
Intuit's AI advancements could overshadow Credit Karma's financial tools and services.

Differentiation

Credit Karma pioneered free credit scores, setting it apart in personal finance.
The company offers a comprehensive suite of free financial tools and recommendations.
Credit Karma's freemium model generates revenue through partnerships with financial institutions.

Upsides

Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence offerings.
AI-driven financial assistants could inspire Credit Karma to develop personalized financial tools.
Growing digital solutions adoption by SMBs presents expansion opportunities for Credit Karma.

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