Attorney - Mortgage Banking Servicing Operations ( Hybrid in Buffalo, NY) at M&T Bank

Buffalo, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Mortgage, Financial ServicesIndustries

Requirements

Located in Buffalo, New York (hybrid with 3 days in-office per week)
Full-time availability
Working knowledge of Fannie Mae, Freddie Mac and Ginnie Mae regulations and guidelines
Familiarity with title reports, recording requirements, and real estate transfer matters

Responsibilities

Partner with members of the Legal Department to support the Associate General Counsel responsible for overseeing legal support for the Residential Mortgage Division
Support the performing residential mortgage servicing operations and the default residential servicing operations of the Customer Asset Management department
Support the servicing operations with respect to performing and non-performing first lien and Home Equity Line of Credit (HELOC) residential mortgage servicing
Provide legal advice to M&T’s Residential Mortgage Division with respect to operations, compliance programs and business line policies and procedures, including required customer facing agreements, documents and disclosures
Partner with M&T’s Litigation Department in addressing and responding to legal actions filed against M&T’s Residential Mortgage Division
Work with and oversee outside counsel retained to provide assistance to M&T’s Residential Mortgage Division
Partner with M&T’s compliance, risk and audit groups to support M&T’s Residential Mortgage Division
Keep colleagues, manager, senior management and other personnel up to date on pertinent legal and regulatory developments, including legal risks
Provide basic analysis and counsel on legal issues for business units supported
Guard against legal risks facing M&T
Develop and recommend corporate policy

Skills

Mortgage Servicing

Default Servicing

HELOC

Fannie Mae

Freddie Mac

Ginnie Mae

Regulatory Compliance

Litigation Support

Compliance Programs

Legal Advice

Outside Counsel Management

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters

1993Year Founded

IPOCompany Stage

Financial ServicesIndustries

10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.

Integration challenges from the United Bank merger may disrupt operations.

Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.

The bank offers a wide range of traditional and digital banking services.

Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.

Decreased prime rate may attract more borrowers, increasing loan volume.

Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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