Senior Credit Risk Analyst
MudflapFull Time
Mid-level (3 to 4 years)
Charlotte, North Carolina, United States
Key technologies and capabilities for this role
Common questions about this position
This is a virtual role allowing you to work from home, but you must be within 50 miles driving distance from one of Capital One's hubs in Charlotte, NC, Plano, TX, or Richmond, VA.
Responsibilities include managing a portfolio of active credit facilities and equity investments for New Markets Tax Credit, processing loan and equity requests, performing reconciliations and cash breaks analysis, reviewing legal documents, and serving as a liaison for borrowers, lenders, and investors.
Expected skills include strong analytical thinking, problem-solving, attention to detail, excellent communication and interpersonal skills, ability to prioritize workflow and manage multiple assignments, and tech fluency with a desire to understand technology trends.
The role emphasizes operating and excelling in a team environment while maintaining professionalism and respect for team members and Capital One associates, with a focus on positive client relations and collaboration with internal partners.
A strong candidate is highly motivated to learn Tax Credit products, demonstrates understanding of supported products and processes, possesses excellent communication skills for interacting with stakeholders, and shows tech fluency and analytical problem-solving abilities.
Offers diverse financial products and services
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.