Applied Researcher in Artificial Intelligence at Santander

Madrid, Community of Madrid, Spain

Santander Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, FinanceIndustries

Requirements

  • At least 3–5 years of experience applying AI/ML in real-world systems, preferably in research-to-production pipelines (Required)
  • Strong track record (implied from context)

Responsibilities

  • Adapt and fine-tune cutting-edge AI models (LLMs, NLP, IR, CV, multi-agent RL) to Santander’s real-world use cases
  • Build end-to-end prototypes that demonstrate the feasibility of frontier AI methods in banking applications (fraud detection, credit risk, digital onboarding, autonomous finance)
  • Collaborate with Research Scientists to operationalize novel algorithms into production-ready pipelines
  • Work closely with ML engineers, product managers, and business stakeholders to ensure research transitions into products and services at global scale
  • Evaluate trade-offs between accuracy, efficiency, interpretability, and compliance, ensuring alignment with Responsible AI principles
  • Stay updated on recent AI advances and rapidly integrate breakthroughs into experimental prototypes
  • Contribute to open-source initiatives and represent Santander AI Lab in industry and academic forums

Skills

Artificial Intelligence
Large Language Models
Agentic AI
Reinforcement Learning
Autonomous Systems
Responsible AI

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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