Android Engineer, L40 at Monzo

Spain

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, BankingIndustries

Requirements

Experience with Android development, particularly product-focused engineering
Proficiency in Kotlin (app is 100% Kotlin)
Familiarity with MVVM (Model View ViewModel) and Coordinators architecture
Knowledge of RxJava, Retrofit, Moshi for API calls
Experience with Dagger for dependency injection
Understanding of Coroutines (used for most new features)
Experience with Room for persistence and repositories for data interaction
Familiarity with Compose for the design system
Skills in writing unit tests for ViewModels, Coordinators, and logic classes
Experience with testing Compose screens and snapshot testing (e.g., with Happo)
Comfortable with GitHub Pull Requests for code reviews
Enjoys learning new things and working in small, interdisciplinary teams
Ability to build polished user experiences, well-tested resilient code, while moving fast and iterating
Willingness to work in a hybrid model (3 days a week in the office in Barcelona)

Responsibilities

Evolve the native mobile app as a product-focused Android engineer
Build polished user experiences
Balance well-tested resilient code with fast iteration
Work in a small, autonomous product squad with iOS Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, and Data Scientists
Contribute to overall company goals, impacting what and how to build (e.g., personal banking product, customer support tools, or mobile platform improvements)
Participate in weekly Android discipline meetings to discuss tools, techniques, problems, and improve codebase/processes
Report to an engineering manager with 1:1 meetings every 1-2 weeks for growth and development
Collaborate across the company, including knowledge-sharing sessions

Skills

Android

Kotlin

Jetpack

MVVM

Coroutines

Product Engineering

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters

2015Year Founded

$1,856.7MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Competitive salary

Flexible working hours

Work from home

Stock options

32 days of paid vacation and public holidays per year

Health insurance

EAP

Learning budget

Home office stipend

Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.

Expansion into Europe poses regulatory challenges and potential licensing delays.

Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.

The 'Pots' feature allows users to set aside money for specific purposes.

Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.

The partnership with SignLive enhances accessibility for Deaf customers.

Expansion into Europe in 2025 could significantly increase Monzo's customer base.

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