Analyst/Senior Analyst- KYC Operations at Nium

Mumbai, Maharashtra, India

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Payments, Financial ServicesIndustries

Requirements

2-5 years of relevant experience
Strong understanding of Client Due Diligence requirements, preferably within the US, EU, AU and Asia region
Prior experience in global payments or cross-border remittance companies will be an added advantage
Attention to detail and good organizational skills are essential
Ability to prioritize, organize and execute tasks with minimal supervision
Good communication skills, both written and verbal
Ability to multi-task and keep calm under pressure
Good working knowledge of Microsoft Office and other Technology tools for end-users
Flexible to work outside normal office hours and in rotational shifts to support operational requirements

Responsibilities

Perform due diligence on clients by conducting detailed analysis of KYC information and documentation received
Carry out risk assessment using internal & third-party sources
Liaise with clients to obtain necessary documentation according to Nium’s policies & procedures
Perform periodic review of existing client accounts to ensure client information and documentation is always current and complete
Develop and maintain a good understanding of AML, KYC regulations and a complete understanding of client due diligence requirements
Report suspicious / high risk accounts to Nium's Compliance team
Work with Product & Technology teams to implement onboarding and EKYC workflows in new/existing markets
Monitor work position and report operational performance to the Operations leadership
Run projects to improve processes through simplification or automation
Work in a rotational shift environment (no fixed holidays, flexible holiday policy)

Skills

KYC

KYB

AML

Due Diligence

Risk Assessment

Client Onboarding

Documentation Review

Regulatory Compliance

Nium

Global platform for real-time payments

About Nium

Nium provides real-time payment solutions that enable businesses to send and receive funds instantly, manage foreign exchange transactions, and prevent fraud. Its platform, powered by a proprietary API, allows banks, fintech companies, and money service businesses to integrate services for efficient cross-border money movement. Nium stands out by offering competitive foreign exchange rates and solutions for corporate purchasing and travel payments. The company's goal is to streamline financial transactions for businesses globally while charging fees for its services.

San Francisco, CaliforniaHeadquarters

2016Year Founded

$305.4MTotal Funding

SERIES_ECompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Hybrid Work Options

Paid Vacation

Performance Bonus

Stock Options

Professional Development Budget

Mental Health Support

Risks

Increased competition from Loop and EQ Bank's multi-currency Global Visa Card.

Regulatory challenges in diverse African markets could impact partnership with Ecobank.

Technological integration issues may arise with Partior's blockchain-based payment system.

Differentiation

Nium offers real-time cross-border payments, enhancing speed and efficiency for businesses.

The company provides a proprietary API for seamless integration into existing business systems.

Nium's platform supports multiple payment schemes, including Visa, Mastercard, and Diners Club.

Upsides

Partnership with Ecobank expands Nium's reach to 35 African markets, boosting market presence.

Collaboration with Partior enhances transaction transparency and speed via blockchain technology.

Launch of Diners Club International Card increases flexibility for travel industry customers.

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