Senior Compliance Analyst
EarnestSalary not specified
Full Time
Junior (1 to 2 years)
Analyst I, Transaction Monitoring and Screening at Checkout.com
Quatre Bornes Town, Plaine Wilhems, Mauritius
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, PaymentsIndustries
Requirements
- Bachelor’s degree or equivalent, with a minimum of 1-3 years of experience in similar roles
- Focused on structured processes, consistently striving for streamlined approach to drive efficiency in Compliance operations
- Skilled at working collaboratively and effectively communicating, positively influencing team members across various departments
- Capable of adjusting to rapid-paced and agile settings, prepared to operate within demanding timelines and schedules
- Proficient in English (additional fluency in Mandarin, Japanese, or French is a plus)
- Ideally experienced in dealing with global AML requirements and experience in transaction monitoring
- Knowledge / experience in the payment processing industry and/or e-commerce landscape is beneficial
- Demonstrates acute attention to detail
- Experience performing relevant analyses and conducting investigations for suspicious activity and reviewing alerts within the prescribed Service Level Agreement (SLA)
- As a Compliance Operations analyst, may be expected to review customers’ policies and procedures
Responsibilities
- Work with internal stakeholders to identify anomalous behavior by monitoring merchant transactions and performing necessary due diligence
- Thoroughly investigate and analyze alerts flagged by the transaction monitoring system, including reviewing transaction details, customer information, and associated documentation
- Conduct deep-dive research using internal systems, open-source intelligence (OSINT), and third-party databases to gather additional information
- Demonstrate a proficient understanding of AML requirements and due diligence procedures to ensure compliance with regulatory standards
- Perform background checks on merchants, leveraging internal tools and external resources to assess merchants’ businesses
- Strictly follow the organization's policies and procedures regarding sanctions screening, transaction monitoring, alert management, and reporting
- Ensure record keeping of Checkout.com’s customer database remains up to date
- Think quickly and apply critical thinking, showcasing strong problem-solving abilities
- Suggest innovative ideas/feedback to enhance the process and infrastructure, striving for continuous improvement in AML compliance operations
- Review generated alerts on a rule-based system, perform analysis, liaise with internal/external stakeholders, document investigation results, reach out to merchants for information, identify potential fraud and money-laundering risks, and draft suspicious activity reports in line with regulatory expectations
Skills
Key technologies and capabilities for this role
Questions & Answers
Common questions about this position
What experience is required for the Analyst I, Transaction Monitoring and Screening role?
A Bachelor’s degree or equivalent is required, along with a minimum of 1-3 years of experience in similar roles.
What are the main responsibilities of this AML Monitoring Analyst position?
Responsibilities include reviewing alerts from the transaction monitoring system, conducting analysis and due diligence on merchant transactions, liaising with stakeholders, documenting findings, identifying fraud and money-laundering risks, and drafting suspicious activity reports.
Is this a remote position or does it require office work?
This information is not specified in the job description.
What is the salary or compensation for this role?
This information is not specified in the job description.
What skills make a strong candidate for this position?
Strong candidates will have critical thinking, problem-solving abilities, proficiency in AML requirements and due diligence, research skills using OSINT and databases, and a focus on structured processes.
Checkout.com
High-performance payments platform for enterprises
About Checkout.com
Checkout.com provides a payments platform that helps businesses process payments, send payouts, and manage card programs. The platform is designed for large enterprises and growing businesses, allowing them to handle high volumes of transactions quickly and reliably. It integrates with clients' existing systems and offers a range of payment services, generating revenue through transaction fees and subscriptions. Unlike many competitors, Checkout.com focuses on providing a comprehensive, cloud-based solution that supports the financial operations of its clients across the globe. The goal of Checkout.com is to streamline payment processes and enhance the payment experience for both businesses and their customers.
London, United KingdomHeadquarters
2012Year Founded
$1,780.1MTotal Funding
SERIES_DCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees
Benefits
Work-life balance - Flexible working and plenty of time off to unwind. We’ll even give you your birthday off.
Recognition - Peer recognition program and quarterly Hero Awards. We celebrate success together.
Career development - Tailored career development and learning pathways. We’ll help you unlock your potential.
Celebrating diversity - Internal community groups and cultural events. We celebrate our differences.
Staying healthy - A global wellness programme and private health insurance. We support your wellbeing.
Security for the future - Comprehensive plans for you and your loved ones. We’ll take care of you.
Giving back - Employee-led community outreach, payroll giving and a volunteering day. We care about your causes.
Risks
Checkout.com faces increased competition from emerging fintech startups.
Economic instability in the UK and EU may impact Checkout.com's revenue.
Regulatory scrutiny on data privacy could increase compliance costs.
Differentiation
Checkout.com offers payments in over 150 currencies with in-country acquiring.
The platform integrates fraud filters and reporting through a single API.
Checkout.com supports major international cards and local payment methods.
Upsides
Checkout.com is expanding in Japan, enhancing its global presence.
The partnership with Zing increases digital payment methods and product growth.
Checkout.com launched Octopus for online payments, a first for global PSPs.
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