Commercial Credit Lead, Dealer Commercial Services
M&T BankSalary not specified
Full Time
Senior (5 to 8 years), Expert & Leadership (9+ years)
Not SpecifiedCompensation
Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries
Requirements
- Bachelor's degree or equivalent
- Knowledge or qualifications in bookkeeping or accounting (preferred)
- Strong communication and negotiation skills
- Interest in domestic and international company performance, overseas country risks, and current affairs
- Orientation towards building trusted business relationships with internal and external stakeholders
- Native-level Japanese proficiency
- English proficiency sufficient for internal business communication without resistance
- Work experience in financial institutions or non-life insurance companies
- Experience in negotiation or sales targeting companies
Responsibilities
- Collaborate with related departments to perform underwriting reviews for individual cases, determining insurability and insurance conditions
- Support senior underwriters on complex cases
- Cooperate with sales departments, brokers, and agents for sales promotion
- Provide direct product explanations and negotiations with customers
- Conduct market analysis
- Contribute to product development
- Liaise with AIG Global
- Manage profitability including income and expenses for trade credit insurance
Skills
Key technologies and capabilities for this role
Questions & Answers
Common questions about this position
Is this a remote position or does it require office work?
The role requires team members to be primarily in the office to support in-person collaboration, which is a vital part of AIG's culture.
What skills and experiences are required for this underwriter role?
Candidates need a bachelor's degree or equivalent, knowledge of bookkeeping or accounting preferred, strong communication and negotiation skills, interest in business performance and global risks, and business-level Japanese with conversational English proficiency. Experience in financial institutions, insurance companies, or corporate sales/negotiation is required.
What is the salary for this position?
This information is not specified in the job description.
What benefits does AIG offer?
AIG provides a comprehensive Total Rewards Program including benefits for health, wellbeing, financial security, and professional development.
What is the company culture like at AIG?
AIG fosters a culture of in-person collaboration, inclusion, and belonging through learning, cultural awareness, Employee Resource Groups, and investment in continuous learning and development for all employees.
AIG
Global insurance provider for individuals and businesses
About AIG
AIG provides a variety of insurance products and services aimed at individuals, families, and businesses. Their offerings include life insurance, retirement planning, and commercial insurance, which help clients manage risk and protect their assets. AIG operates by underwriting insurance policies and managing risk, while also investing the premiums collected to generate income. This company stands out from competitors by not only focusing on traditional insurance but also emphasizing cybersecurity and data protection to keep clients' information safe. AIG's goal is to help clients achieve financial security and peace of mind through comprehensive insurance solutions.
New York City, New YorkHeadquarters
1919Year Founded
IPOCompany Stage
Cybersecurity, Financial ServicesIndustries
10,001+Employees
Benefits
Health, dental, & vision coverage
Flexible Spending Accounts (FSA)
401(k)
PTO
Commuter Expense Reimbursement Account
Risks
Sale of personal travel business may reduce AIG's market presence in travel insurance.
Expansion in Atlanta could pose financial risks if expected growth does not materialize.
Deconsolidation of Corebridge Financial might lead to loss of synergies and increased costs.
Differentiation
AIG offers a wide range of insurance products globally, serving diverse client needs.
Corebridge Financial, a subsidiary, enhances AIG's offerings in retirement planning and financial futures.
AIG emphasizes cybersecurity and data protection, ensuring clients' information remains secure.
Upsides
AI adoption in underwriting and claims processing enhances efficiency and reduces costs for AIG.
InsurTech partnerships offer AIG opportunities to enhance digital capabilities and drive innovation.
Telematics and usage-based insurance allow AIG to offer personalized and flexible products.
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