[Remote] Actuary - Capital Planning at Protective Life

Birmingham, Alabama, United States

Protective Life Logo
Not SpecifiedCompensation
N/AExperience Level
N/AJob Type
Not SpecifiedVisa
N/AIndustries

Requirements

  • Bachelor’s degree in Actuarial Science, Finance, or a related field
  • Fellow of the Society of Actuaries (FSA) required
  • 8+ years of experience in the life insurance industry preferred
  • Deep understanding of life and annuity actuarial concepts
  • Familiarity with economic capital framework and international capital standards
  • Strong analytical and problem-solving skills
  • Advanced Excel and data management capabilities
  • Ability to communicate complex actuarial concepts in clear, actionable terms
  • Proven ability to collaborate across departments and lead through change

Responsibilities

  • Lead semi-annual calculation and analysis of ESR and J-ICS, providing insights into capital drivers
  • Partner with Accounting to support annual J-AM calculations and analysis
  • Maintain and enhance short- and long-term projections of ESR and J-ICS, helping leadership understand the impact of strategic decisions
  • Collaborate with Daiichi liaisons and the Daiichi NY team to refine ESR frameworks
  • Serve as a key contributor to the Capital Management Committee, presenting historical trends and future projections
  • Drive initiatives to improve capital efficiency across the organization
  • Manage and mentor a team of actuarial students, supporting their professional development

Skills

Protective Life

Provides financial planning and life insurance services

About Protective Life

Protective Life provides financial planning and life insurance services aimed at individuals and businesses. The company offers a variety of products, including life insurance policies and retirement planning guides, to help clients secure their financial future. Their services are designed to assist financial advisors, insurance agents, and individual clients in protecting assets and planning for retirement. Protective Life operates through both business-to-business (B2B) and business-to-consumer (B2C) models, partnering with financial professionals while also reaching out directly to clients via their online platform. What sets Protective Life apart from competitors is their focus on excellent customer service and the provision of educational resources, which empower clients and advisors to make informed decisions. The company's goal is to help clients achieve financial security through comprehensive solutions and support.

Birmingham, AlabamaHeadquarters
1842Year Founded
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Mental Health Support
Paid Vacation
Parental Leave
401(k) Retirement Plan
401(k) Company Match
Employee Assistance Program

Risks

Increased competition from digital-first insurance startups could erode market share.
Interest rate fluctuations pose a risk to Protective's investment income.
Direct-to-consumer insurance models may impact Protective's B2B distribution strategy.

Differentiation

Protective.com emphasizes excellent customer service and educational resources for informed decision-making.
The company offers support and training for financial advisors and insurance agents.
Protective.com operates on both B2B and B2C models, reaching diverse client bases.

Upsides

Increased demand for digital insurance solutions drives innovation in the life insurance sector.
The rise of fee-based advisory services reshapes the financial planning landscape.
Big data analytics allows better risk assessment and personalized insurance products.

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