Forward Financing

Treasury Manager

United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Lending, Small Business FinancingIndustries

Requirements

The candidate should possess at least 4 years of experience in treasury, capital markets, or structured finance, preferably within a small business lending or fintech environment focusing on RBF or loan products. A strong understanding of warehouse facilities, ABS securitizations, and forward flow arrangements, including their eligibility criteria, borrowing base dynamics, and waterfall mechanics, is essential. Experience managing high-velocity, short-duration receivables is also required.

Responsibilities

The Treasury Manager will design and lead the treasury function, manage structured financing operations, and ensure scalable cash and liquidity management. Responsibilities include managing daily execution across credit facilities, scaling treasury operations with origination growth, and partnering with Portfolio Accounting on warehouse lending and forward flow arrangements. The role involves ensuring compliance with facility requirements, supporting the structuring and execution of securitizations and forward flow agreements, and coordinating with Strategy & Finance and Legal teams on new deal execution. Additionally, the manager will build and maintain cash forecasting models, monitor facility utilization and borrowing efficiency, oversee daily treasury operations, implement scalable treasury systems and controls, develop dashboards for real-time visibility, establish audit-ready procedures, and collaborate with various teams on capital strategy and financial operations.

Skills

Treasury Management
Structured Finance
Liquidity Management
Cash Management
Credit Facilities
Securitizations
Forward Flow Arrangements
Corporate Notes
Revenue-Based Financing
Financial Modeling
Collateral Management
Covenant Compliance
Waterfall Structures

Forward Financing

Provides fast funding solutions for small businesses

About Forward Financing

Forward Financing offers fast and flexible funding solutions to small businesses in the United States, focusing on those who may not qualify for traditional bank loans. Their main product is a merchant cash advance, which provides a lump sum of cash in exchange for a percentage of future sales, allowing for quick funding often within 24 hours. Unlike traditional lenders, Forward Financing operates in the alternative lending space, providing a more accessible application process, though at higher fees due to the increased risk. The company's goal is to support small business growth by offering reliable funding while adhering to high ethical standards.

Boston, MassachusettsHeadquarters
2012Year Founded
$365MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Company Match
401(k) Retirement Plan
Unlimited Paid Time Off
Paid Parental Leave
Wellness Program
Professional Development Budget
Flexible Work Hours
Remote Work Options

Risks

New fintech startups in Boston may challenge Forward Financing's market share.
CEO Jason Mullins' strategic shifts could disrupt operations or alienate clients.
Expansion of $450 million credit facility may increase financial risk if not managed well.

Differentiation

Forward Financing offers fast, flexible funding with approvals within minutes.
The company has provided over $1.9 billion to 45,000 small businesses since 2012.
Forward Financing is A+ rated by the Better Business Bureau and has a 4.9-star Trustpilot rating.

Upsides

Increased demand for alternative lending boosts Forward Financing's market potential.
AI and machine learning enhance Forward Financing's risk assessment and underwriting processes.
Digital-first financial services trend aligns with Forward Financing's online application model.

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