Ethos Life

Strategy & Business Operations, Senior Associate / Associate

United States

Ethos Life Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Insurance, Financial Services, InsurtechIndustries

Requirements

Candidates should possess at least two years of experience in consulting, investment banking, or private equity/growth equity, along with exceptional Excel skills and the ability to develop insightful quantitative analyses, coupled with strong critical thinking and sound business judgment.

Responsibilities

The Senior Associate/Associate will apply business judgment and a data-driven analytical approach to influence decision-making, evaluate key business problems and strategic initiatives, collaborate closely with Engineering, Sales, and Operations teams to scale operations, and develop and monitor critical financial performance metrics, communicating actionable insights to relevant stakeholders.

Skills

Strategy
Operations
Finance
Analytical Skills
Operational Skills
Technical Skills
Stakeholder Management
Business Problem Evaluation
Partnership Development
Financial Planning

Ethos Life

Online life insurance with no medical exams

About Ethos Life

Ethos Life provides life insurance solutions through a fully online platform, making it easier for individuals and families to obtain coverage without the need for medical exams. The application process is streamlined, allowing potential clients to receive instant quotes and often get approved within minutes by answering specific health and lifestyle questions. This approach contrasts with traditional life insurance methods, which can be lengthy and cumbersome. Ethos Life sells term and whole life insurance policies through partner carriers and earns commissions on these sales. Additionally, the company offers complimentary estate planning tools, such as free wills, to enhance the customer experience and set itself apart from competitors. The goal of Ethos Life is to provide straightforward and affordable life insurance options while simplifying the overall process for its customers.

Key Metrics

Austin, TexasHeadquarters
2016Year Founded
$395.4MTotal Funding
SERIES_DCompany Stage
Financial ServicesIndustries
501-1,000Employees

Risks

Departure of key executives like CFO Anan Kashyap may affect financial strategy.
Class action lawsuit under Illinois genetic privacy law could harm Ethos's reputation.
Recent layoffs may indicate financial strain, affecting employee morale and performance.

Differentiation

Ethos Life offers a fully online life insurance application process, eliminating medical exams.
The company provides complimentary estate planning tools, enhancing customer value and experience.
Ethos partners with major insurers like Legal & General America to ensure policy reliability.

Upsides

Growing demand for no-exam life insurance policies boosts Ethos's market potential.
Increased consumer interest in digital insurance solutions aligns with Ethos's tech-driven model.
Partnerships with companies like Ameritas expand Ethos's product offerings and market reach.

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