Visa

Staff Software Engineer, Lending

Reading, England, United Kingdom

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Biotechnology, Banking, PaymentsIndustries

Company Description

Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024.Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.Pismo’s 500+ employees are located in more than 10 countries around the world.

Job Description

Summary

The Lending team is responsible for developing a global Lending platform. Our goal is to have the best Lending platform in the global market, offering a range of functionalities adaptable to any market, while being user-friendly, robust, highly scalable, and resilient. Therefore, we work with best practices and strongly focus on quality to achieve these objectives.

What you'll do

  • Development and maintenance of projects in Java using AWS services
  • Participation in technical analysis with product team requirements
  • Database optimization, mainly DynamoDB
  • Understand and build micro-service and event-driven architecture, and how to solve distributed transaction problems
  • Help in the collective decisions about our architecture
  • Execution of Terraform to create/remove new resources on AWS
  • Monitoring applications through logs/metrics using Grafana

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice.

Qualifications

Basic qualifications

  • 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience
  • At least 5 years of development experience, with the majority of that time with Java
  • Experience with AWS (certification is mandatory)
  • Experience with Event-driven architectures
  • Experience in designing architectural solutions
  • Experience with Docker/Kubernetes
  • Experience with testing (unit, integration, load)
  • Be based in The United Kingdom

Desirable qualifications

  • Terraform
  • CI/CD
  • Observability
  • Postman
  • Grafana
  • OpenAPI/Swagger
  • Microservices
  • Previous experience in the financial market is a plus

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Additional Details

  • Department: Software Development/Engineering
  • Industry: Information Technology And Services
  • Function: Engineering
  • Experience Level: Mid-Senior Level
  • Type of Employment: Full-time
  • Language: English
  • Remote: Yes

Skills

Java
AWS
DynamoDB
Microservices
Event-driven architecture
Distributed transactions
Terraform
Grafana
Banking
Payments
Fintech

Visa

Global digital payment network provider

About Visa

Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.

San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.

Risks

CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.

Differentiation

Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).

Upsides

Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.

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