Kin Insurance

Staff Software Engineer, Back-End Focus

Remote

$144,000 – $180,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Insurance, Consumer SoftwareIndustries

Position Overview

  • Location Type: Remote
  • Job Type: Full-Time
  • Salary: $144K - $180K

Kin is on a mission to change home insurance from what it is to what it should be. Whether we’re leveraging data to create customizable coverage or providing claims service that goes above and beyond expectations, our members are at the heart of everything we do. In the face of ever-growing climate risk, they deserve an insurance company that cares about them. We aim to stick with our members through thick and thin. We use efficient technology that lets homeowners buy directly from us to keep costs down. This is the essence of Kin. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

  • Built In Chicago’s Best Places to Work - Midsize Companies (2021-2024)
  • Forbes’ America’s Best Startup Employers (2021- 2023)
  • Inc. 5000 Fastest-Growing Private Companies
  • Forbes’ Fintech 50

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

As a Staff Engineer at Kin, you'll develop the products and features that make Kin operate. We’re a Ruby on Rails environment with Typescript front-end and PostgreSQL database, and we apply Agile methodologies to our product and software development processes. In your role, you will have the opportunity to work on more complex engineering problems while collaborating with peers in Dev, Product, QA, and other cross-functional teams. As a senior team member, you'll have the opportunity to mentor more junior engineers, and on occasion lead small teams.

A day in the life could include:

  • Writing clean, maintainable, and efficient code in Ruby on Rails and occasionally some Python and Typescript
  • Setting the standards for the Engineering team by example
  • Leading pair programming sessions and providing mentorship to team members
  • Driving and fostering advanced design or architectural tasks
  • Developing technical roadmaps
  • Participating in daily stands and weekly retros
  • Collaborating with cross-functional team members, including our Insurance Product and Actuarial teams
  • Providing subject matter expertise and support

Requirements

  • Experience:
    • 6+ years of professional software engineering experience
    • 5+ years experience coding with Ruby on Rails
    • Experience mentoring engineers
  • Technical Skills:
    • Strong understanding of SQL and RDBMS, with exposure to NoSQL
    • Experience in designing and implementing scalable, API-first systems
    • Experience with event-driven architectures
    • Experience in big data engineering on AWS and/or DataBricks (a plus)
  • Soft Skills & Attributes:
    • Ability to articulate the value of technical investments
    • Ability to operate with little-to-no technical guidance
    • Comfortable in a startup environment – we’re fast-paced, self-motivated, and determined to change the industry
    • A fast learner, ready to bring previous knowledge to this position and continue developing along the way

Responsibilities

  • Develop the products and features that make Kin operate.
  • Collaborate with peers in Dev, Product, QA, and other cross-functional teams.
  • Mentor more junior engineers and occasionally lead small teams.
  • Write clean, maintainable, and efficient code.
  • Set standards for the Engineering team.
  • Drive and foster advanced design or architectural tasks.
  • Participate in daily stands and weekly retros.
  • Provide subject matter expertise and support.

Skills

Ruby on Rails
Typescript
PostgreSQL
Python
Agile methodologies
Mentorship
Pair Programming

Kin Insurance

Simplifies home insurance for homeowners

About Kin Insurance

Kin Insurance simplifies the home insurance experience for homeowners, especially those living in coastal areas. The company offers clear and straightforward insurance options that are easy to understand and obtain, addressing the complexities and high costs typically associated with home insurance. By providing direct-to-consumer policies, Kin eliminates the need for brokers or agents, which helps reduce costs and allows for more personalized service. This model fosters a closer relationship with clients, enhancing customer satisfaction. Kin uses technology and data to offer competitive rates and tailor coverage to meet individual homeowner needs. Their commitment to transparency and customer support is evident, with many clients saving an average of $500 when switching to Kin. The goal of Kin Insurance is to make home insurance more accessible, affordable, and customer-focused, distinguishing itself in the competitive insurance market.

Chicago, IllinoisHeadquarters
2016Year Founded
$317.1MTotal Funding
SERIES_DCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, and vision
Life & disability
Commuter benefits
401k
Education & professional development
Flexible PTO
Company provided lunch

Risks

Increased competition from insurtech companies like Lemonade and Hippo.
Potential impact of climate change on coastal areas could raise claims costs.
Regulatory challenges in new markets like Texas may complicate operations.

Differentiation

Kin Insurance offers direct-to-consumer policies, eliminating the need for brokers.
The company uses extensive property data for precise pricing and improved underwriting.
Kin focuses on coastal homeowners, providing tailored insurance solutions for high-risk areas.

Upsides

Kin's expansion into Texas taps into an underserved market with high demand.
The company achieved a $1bn valuation, securing its Unicorn status in 2023.
Kin's technology-driven model ensures competitive rates and personalized service.

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