Software Engineer, New Grad (2026 Start) at Zip

San Francisco, California, United States

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Not SpecifiedCompensation

Entry Level & New GradExperience Level

Full TimeJob Type

UnknownVisa

Software, Enterprise SoftwareIndustries

Requirements

Candidates must be pursuing a BS or MS in Computer Science or a related technical field involving coding, with a graduation date between December 2025 and June 2026. Experience with web applications and API development, specifically with Python, Javascript/TypeScript, React, and GraphQL, is required. The ability and interest to quickly learn new frameworks, architecture patterns, and programming languages are essential, along with fantastic written and verbal communication skills. Prior internships in a high-growth startup environment are preferred.

Responsibilities

As a Software Engineer, you will build Zip’s core products and architecture, shipping features for immediate customer use within a collaborative team environment. You will design and build highly reliable and resilient products and features, working closely with cross-functional product and customer-facing teams. Responsibilities include writing high-quality, extensible, and maintainable code, and designing and building scalable frontend applications and components, as well as APIs to drive existing and new features for a web-based application.

Skills

Software Engineering

Product Development

Architecture

Code Design

Problem-Solving

Cross-functional Collaboration

Zip

Provides buy now, pay later services

About Zip

Zip Co offers buy now, pay later (BNPL) services that allow consumers to make purchases and pay for them over time without interest. Its main products, Zip Pay and Zip Money, cater to different spending needs, with Zip Pay for everyday purchases and Zip Money for larger expenses. The service works by enabling users to shop at partnered retailers and manage their payments through a clear and transparent system, where they can see how much they owe and when payments are due. Unlike many competitors, Zip focuses on providing flexible payment options and a straightforward fee structure, generating revenue through merchant fees, late fees, and interest on select products. The company's goal is to simplify the purchasing process for consumers while expanding its market presence across various countries.

Sydney, AustraliaHeadquarters

2013Year Founded

$972.7KTotal Funding

IPOCompany Stage

Fintech, Consumer GoodsIndustries

1,001-5,000Employees

Benefits

Parental leave - Enjoy up to 20 weeks paid leave and return part-time on a full-time salary for 3 months!

Bonus scheme - We give you skin in the game through our various share incentive programs.

Family support - We support our ZipFam on their life journey through people policies and programs.

Volunteer leave - Use your paid volunteer leave to Zip it forward and create change in your community.

Reward & recognition - We love celebrating your wins and giving you the freedom to choose how you're rewarded.

Career growth - You'll be given clear progression pathways and transparent coaching so you can truly flourish.

Risks

Increased competition from tech giants like Apple could threaten Zip's market share.

Regulatory changes in Australia may impact Zip's profitability and operations.

Reliance on partners like Stripe ties Zip's success to their platform stability.

Differentiation

Zip offers interest-free BNPL services, enhancing consumer financial flexibility.

The company operates in diverse markets, including Australia, the US, and the UK.

Zip's partnerships with retailers improve shopping experiences and financial management for consumers.

Upsides

Zip's potential partnership with Apple could significantly boost its US market presence.

Integration with Stripe allows easy BNPL access for US merchants, expanding Zip's reach.

The rise of in-store BNPL usage in the US shows growing consumer adoption.

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