Affirm

Software Engineer II (Capacity Engineering)

United States

Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, E-commerceIndustries

Software Engineer, Capacity Engineering

Position Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are looking for a Software Engineer who is optimizing cloud infrastructure & distributed systems and has experience with scale to join our Capacity Engineering team. Our team enables Affirm to build and scale its infrastructure globally in an engineering-efficient, developer-friendly, cost-effective, resilient, performant, and secure manner, ensuring that Affirm can uphold its SLA commitments. Our work ranges from developing and maintaining a distributed load-testing framework, scaling for the holiday season, developing capacity models, capacity tuning, and having fun along the way!

Responsibilities

  • Break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work, with the support of your team’s tech lead and manager.
  • Support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics, participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
  • Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
  • Contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
  • Assist with right-sizing compute and data workloads to make our infrastructure highly available and cost-effective.
  • Collaborate with other infrastructure and product teams, providing technical guidance on capacity tuning to optimize production performance, and enabling effective performance testing.

Requirements

  • A total of 1.5+ years of experience as a software engineer.
  • Experience designing, developing, and launching backend systems.
  • Proficiency in one of Python or Kotlin.
  • Familiarity with the building blocks of distributed systems and technologies like AWS, MySQL, and Kubernetes.
  • Demonstrated ability to take a simple problem or business scenario into a solution that interacts with multiple software components, and execute on it by writing clear, easily understood, well-tested, and extensible code.
  • Comfortable navigating a large codebase, debugging others' code, and providing feedback to other engineers through code reviews.
  • Experience demonstrating ownership of your growth, proactively seeking feedback from your team, manager, and stakeholders.
  • Strong verbal and written communication skills that support effective collaboration with our global engineering team.
  • Equivalent practical experience or a Bachelor’s degree in a related field.

Compensation & Benefits

  • Base Pay Grade: L
  • Equity Grade: 6
  • USA Base Pay Range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000
  • USA Base Pay Range (all other U.S. states) per year: $142,000 - $192,000
  • Affirm focuses on a simple and transparent pay structure based on location, experience, and job-related skills.
  • Base pay is part of a total compensation package that may include:
    • Equity rewards
    • Monthly stipends for health, wellness, and tech spending
    • Benefits (including 100% subsidized medical coverage, dental, and vision for you and your dependents)

Company Information

Affirm is proud to be a remote-first company! The majority of our roles are remote, and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely but will occasionally be required to work from the office.

Employment Type

  • [Employment Type not specified]

Location Type

  • Remote (#LI Remote)

Skills

Capacity Engineering
Cloud Infrastructure
Distributed Systems
Scale
Load Testing
Capacity Modeling
Capacity Tuning
Performance Testing
Metrics Monitoring
Compute Optimization
Data Workload Optimization

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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