Senior Treasury Regulatory Relations Associate at Santander

Boston, Massachusetts, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Bachelor’s degree in finance, Accounting, Economics, or related field (Required)
Master’s Degree in Finance, Accounting, Economics, or equivalent field (Preferred)
9+ years in regulatory relations, exam management, or regulatory interactions within banking/financial services
Strong knowledge of U.S. banking regulations and supervisory processes
Demonstrated ability to manage regulatory exams from start to finish
Excellent communication skills with the ability to influence and build trust at all levels, including regulators and executives
Strong analytical and project management skills; able to deliver under tight timelines
Familiarity with Treasury concepts (liquidity, capital, interest rate risk, balance sheet management) or willingness to develop this expertise
Proficiency in MS Office (Excel, Word, PowerPoint, Outlook); experience with Treasury tools (e.g., QRM) a plus
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education (Nice to have)
Experience in Microsoft Office products (Nice to have)

Responsibilities

Serve as Treasury’s lead for regulatory exams, reviews, and internal audits, coordinating responses, data requests, and supporting materials
Develop clear, accurate, and timely responses to regulatory findings, ensuring Treasury perspectives are well represented
Conduct thematic analysis of regulatory issues to identify trends, root causes, and areas for remediation
Partner with Treasury subject matter experts (liquidity, capital, interest rate risk, balance sheet management) to translate technical content into regulatory-ready materials
Monitor regulatory developments that impact Treasury and advise stakeholders on implications
Track remediation and action plans, escalating concerns when necessary to ensure sustainable resolution
Build and maintain strong working relationships with regulators, internal audit, and business partners
Support continuous improvement of Treasury’s risk management processes, documentation, and reporting practices

Skills

Treasury Management

Regulatory Relations

Liquidity Risk

Capital Management

Interest Rate Risk

Balance Sheet Management

Regulatory Examinations

Internal Audits

Stakeholder Coordination

Thematic Analysis

Regulatory Responses

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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