Senior Strategy Analyst at Capital One

London, England, United Kingdom

Capital One Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BankingIndustries

Requirements

  • Enjoy solving analytical challenges
  • Able to use technical skills to solve complex data problems (SQL and Python knowledge is a plus; training provided if not)
  • Strong mathematical and critical thinking skills
  • An open mindset in your approach to change and personal development
  • Experience leading a project, and working with people at every level to see it through
  • A university degree or equivalent
  • Experience in consulting or financial services

Responsibilities

  • Using analytical skills to solve complex business challenges, finding patterns in the data and building new credit risk strategies (e.g., determining who is most likely to use a credit limit increase responsibly, optimal account terms on a price comparison website, or best support for customers behind on payments)
  • Optimising lending decisions to drive sustainable lending growth and improve customer experiences
  • Delivering strategic recommendations and bringing them to market - working with product, data and tech teams to deliver them
  • Ensuring good outcomes for customers by tracking and drawing insights from performance of credit decisions

Skills

SQL
Python
Analytics
Credit Risk
Data Analysis
Mathematical Modeling
Critical Thinking
Project Leadership

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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