Senior Software Engineer at Method Financial

New York, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Finance, TechnologyIndustries

Requirements

5+ years of full-time software engineering experience, ideally full-stack
Expert knowledge in JS, Python, Java or equivalent languages
Experience building scalable production-level applications (a history of excellent projects is required)
Ability to clearly communicate the concepts or ideas behind solutions and break big solutions into smaller bite-sized tasks
Ability to balance moving fast and breaking things with moving slowly to get things right the first time
Natural curiosity to stay up to date with new technologies and emerging Fintech trends
Extra awesome
Experience in Finance / FinTech
Experience building data pipelines
Knowledge of payment rails such as ACH, RTP, etc
DevOps experience with AWS, Cloudflare, and CI/CD tools

Responsibilities

Build and create with JavaScript across the platform, including reliable backend in Node and delightful user experiences in React
Build and scale core API to handle millions of requests per day
Investigate and debug issues using monitoring & logging tools and create clear action items to resolve them
Maintain high technical bar by participating in code reviews and interviewing new team members
Collaborate with the team to define the roadmap by thoroughly understanding customers’ needs
Own projects from end-to-end, making decisions on technical and business implications with autonomy and team support

Skills

Key technologies and capabilities for this role

JavaScriptNodeReactAPIBackendMonitoringLoggingCode Review

Questions & Answers

Common questions about this position

What is the salary range for the Senior Software Engineer position?

The annual US base salary range for this role is $195,000-$230,000.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What skills are required for this Senior Software Engineer role?

Candidates need 5+ years of full-time software engineering experience, ideally full-stack, expert knowledge in JS, Python, Java or equivalent languages, and experience building scalable production-level applications.

What is the company culture like at Method Financial?

Method Financial has a team of 50+ people across offices in Austin, SF, New York City, and Washington D.C., emphasizing autonomy over projects with team support, collaboration on roadmaps by understanding customer needs, and maintaining a high technical bar through code reviews and interviews.

What makes a strong candidate for this role?

Strong candidates have 5+ years of full-time software engineering experience with expert knowledge in JS, Python, or Java, a history of building scalable production applications, clear communication skills for solutions and tasks, and the ability to balance speed with quality; FinTech experience, data pipelines, payment rails knowledge, and DevOps with AWS/Cloudflare/CI/CD are extra awesome.

Method Financial

API for comprehensive debt management solutions

About Method Financial

MethodFi provides a debt management solution through a single application programming interface (API) that allows developers to integrate features like loan repayment and balance transfers into their applications. The API can handle various types of debts, including student loans and credit cards, and retrieves real-time data without needing user credentials. MethodFi differentiates itself by lowering lending risk and increasing revenue for businesses while improving users' financial health. The company generates revenue by charging for its API and related services, including compliance and identity verification.

Austin, TexasHeadquarters

2021Year Founded

$18MTotal Funding

SERIES_ACompany Stage

Fintech, Financial ServicesIndustries

11-50Employees

Benefits

💰 Competitive salary + equity

🧑‍💻 Remote first + flexible work schedule

🏡 Home office stipend + hardware

🏖️ Unlimited PTO

🏥 Full healthcare

📚 Learning stipend

👶 Paid parental leave

🏫 Student loan repayment

Risks

Increased competition from fintech startups may dilute Method's market share.

Reliance on partnerships poses risks if partners develop in-house solutions.

Rapid scaling plans could lead to operational challenges and resource strain.

Differentiation

Method Financial offers a debt-agnostic API for diverse liabilities management.

The API provides real-time data without requiring user credentials, enhancing security.

Method's partnerships, like with BitPay, integrate crypto payments with traditional finance.

Upsides

Partnerships with companies like Happy Money enhance debt consolidation and payment processes.

Rising demand for real-time financial data integration boosts Method's market potential.

Method's $16M Series A funding supports product development and team expansion.

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