Senior Product Manager - Credit at Marqeta

Toronto, Ontario, Canada

Marqeta Logo
Not SpecifiedCompensation
N/AExperience Level
N/AJob Type
Not SpecifiedVisa
N/AIndustries

Requirements

  • 5+ years of product management experience in credit cards, lending, or payments
  • 5+ years of hands-on experience with backend systems and API development
  • Deep technical acumen with familiarity across APIs, distributed services, and modern production support practices
  • Excellent analytical and problem-solving skills with attention to detail
  • Exceptional communication skills
  • Effective influence and collaboration skills
  • Proficient in data analysis

Responsibilities

  • Define and own the strategic roadmap for the credit accounts platform
  • Shape the evolution of the credit system of record
  • Work cross-functionally to bring new products and features to market
  • Lead complex, multi-stakeholder initiatives
  • Write detailed product requirements and technical documentation
  • Collaborate with engineering on system architecture decisions
  • Ensure robust API design
  • Use data-driven prioritization to manage timelines and trade-off decisions
  • Analyze account performance metrics, customer usage patterns, and operational efficiency
  • Balance quantitative insights with qualitative customer feedback
  • Develop deep subject matter expertise within credit account management
  • Enable customers to launch differentiated credit programs

Skills

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters
2010Year Founded
$526.5MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, & vision coverage
Flexible time off
Paid family leave
Pet insurance
401k match
Equity
Monthly stipends
Company recognition & awards
Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.
Increased regulatory scrutiny could raise compliance costs for Marqeta.
EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.
The company operates in 40 countries, offering a global card issuing platform.
Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.
Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.
Smarter AI models enhance Marqeta's payment processing capabilities.

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