Lendtable

Senior PHP Engineer - Cape town (SA)

Cape Town, Western Cape, South Africa

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial TechnologyIndustries

Position Overview

  • Location Type: Remote
  • Employment Type: Contract
  • Salary: Not specified
  • About Lendable: Lendable is a fintech company focused on making consumer finance faster, cheaper, and friendlier. They've rebuilt the Big Three consumer finance products (loans, credit cards, and car finance) and are expanding into the UK and US markets. They are a unicorn with a team of over 500 people and profitable since 2017.

Requirements

  • Experience: 5+ years in Finance or a related industry.
  • Technical Skills:
    • Strong experience in modern PHP development.
    • Proficiency with Symfony framework.
    • Familiarity with code quality tools (PHPStan, Psalm, PHPArkitect, etc.).
    • Deep understanding of testing techniques (PHPUnit, Behat).
    • Experience with data-oriented thinking.

Responsibilities

  • Develop and maintain PHP code using modern PHP standards and Symfony framework.
  • Integrate with fraud detection and asset management systems.
  • Repurpose in-house credit card systems for new markets.
  • Integrate with developing underwriting models.
  • Automate reporting and leverage data for better credit decisions.
  • Work with AWS, PostgreSQL, RabbitMQ, Docker, and Kubernetes.
  • Participate in automated testing using Behat, PHPUnit, Jest, Selenium, and Detox.

Tech Stack

  • Backend: Latest PHP, Latest Symfony, AWS, PostgreSQL, RabbitMQ, Docker, Kubernetes
  • Frontend: React, TypeScript, MobX, Redux, Stylus, Greptile, CodeRabbit, Co-pilot
  • Other: ArgoCD, GitHub Actions, Behat, PHPUnit, Jest, Selenium, Detox

Company Information

  • Company: Lendable
  • Mission: To make consumer finance amazing.
  • Current Focus: Expanding into the UK and US markets.
  • Team Size: Over 500 people
  • Location: Remote (Engineering manager based in Cape Town)
  • EOR: Employed via an EOR (Employer of Record) setup.
  • Current Operations: Primarily focused on the Cape Town area.

Skills

PHP
Symfony
PHPStan
Psalm
PHPArkitect
PHPUnit
Behat
Data-oriented thinking
AWS
PostgreSQL
RabbitMQ
Docker
Kubernetes
React
TypeScript
MobX
Redux
Stylus
Greptile
CodeRabbit
Co-pilot
ArgoCD
GitHub Actions
Jest
Selenium
Detox

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

San Francisco, CaliforniaHeadquarters
2020Year Founded
$22.5MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.
Increased competition from fintech startups could erode Lendtable's market share.
Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.
The company targets employees of Fortune 500 companies for its services.
Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.
SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.
Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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