Senior PHP Engineer at Lendtable

London, England, United Kingdom

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Requirements

Strong, business-oriented engineer with modern PHP development experience (PHP 8.0+ is a must), fluent in the latest PHP features and best practices
Solid grasp of a modern PHP framework like Symfony or Laravel
Experience with Domain Driven Design, Message-Driven Systems, and Event Sourcing (significant plus)
Familiarity with microservices architecture and working on financial systems (bonus)
Excellent automated testing skills (unit, integration, functional) with a belief in quality code
Genuine desire to learn, collaborate, and contribute ideas within a highly collaborative team
High degree of ownership and autonomy
Experience in a cross-functional environment (plus, but not essential)

Responsibilities

Dive into a wide range of exciting projects, including building and integrating new APIs to elevate the customer journey
Optimise cutting-edge lending platforms
Engage in deep architectural discussions to shape the future of products
Contribute and grow across UK, US, International Expansion product teams, Zable Card, Autolend, Lendable Loans, and Internal Tools teams
Work with modern tech stack: PHP 8, Symfony, AWS, PostgreSQL, RabbitMQ, Docker, Kubernetes, GitHub Actions, ArgoCD, Behat, PHPUnit
Take ownership across a broad remit, making decisions that drive material impact on direction and success from day 1
Work in small teams to solve problems and find smarter solutions using new data sources, machine learning, and AI

Skills

PHP

APIs

Backend Development

Software Architecture

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

San Francisco, CaliforniaHeadquarters

2020Year Founded

$22.5MTotal Funding

SERIES_ACompany Stage

Fintech, Financial ServicesIndustries

11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.

Increased competition from fintech startups could erode Lendtable's market share.

Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.

The company targets employees of Fortune 500 companies for its services.

Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.

SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.

Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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