Senior Mobile Engineer (iOS) at EarnIn

Mountain View, California, United States

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$207,000 – $253,000Compensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Requirements

Bachelor’s degree (or higher) in Computer Science, related field, or equivalent practical experience
4+ years of professional mobile development experience, with a strong focus on iOS
Expert in Swift and modern iOS paradigms (Swift Concurrency, Combine, SwiftUI)
Proven experience building and shipping high-quality consumer apps at scale
Experience (or deep curiosity) in using AI/LLMs to supercharge development
Solid grasp of iOS architectures (MVVM, MVP, VIPER, etc.)
Familiar with end-to-end engineering practices: code reviews, CI/CD, automated testing, and monitoring
Exposure to Android development is a plus

Responsibilities

Build experiences that matter - design and ship features that define our user journey
Experiment at startup speed - ideate, prototype, and launch multiple experiments every month
Code with superpowers - leverage AI tools and LLMs to accelerate development and testing
Architect and implement the tooling and infrastructure that enables the entire team to work faster
Use data + analytics to measure impact, optimize features, and scale what works
Mentor other engineers, raising the bar for quality and innovation across mobile
Collaborate with backend engineers to design APIs that balance speed with resilience
Champion engineering best practices - writing clean, scalable code with strong tests
Lead projects end-to-end, bringing both clarity and creativity to the table

Skills

iOS

Swift

SwiftUI

UIKit

Mobile Development

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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