Senior iOS Engineer - Cash Out Team

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

Position Overview

As a Senior iOS Engineer on the Cash Out team, you will be instrumental in developing and scaling both new and existing product features. Your responsibilities will include leading feature development, optimizing performance, and guaranteeing a seamless user experience. You will collaborate across teams to bring innovative concepts to life within a dynamic environment.

Location Type: Hybrid (ideally Mexico City office) or Remote Employment Type: Full-time

Responsibilities

• Develop and implement product features to improve customer experience.
• Architect and refine mobile infrastructure to enhance scalability and support the organization's expansion.
• Collaborate closely with backend engineers to design robust APIs that facilitate efficient communication between mobile devices and servers.
• Lead the establishment and governance of engineering best practices, ensuring high standards for code quality and system reliability.
• Proactively drive projects, providing clear direction and detailed problem-solving strategies.
• Mentor the mobile engineering team, elevating skills and optimizing processes.
• Design and execute comprehensive unit and UI automation tests to ensure new features perform as required without disrupting existing functionalities.
• Analyze feature effectiveness using advanced analytics to demonstrate impact and inform future enhancements.

Requirements

• Bachelor’s degree (or higher) in Computer Science or a related field, or equivalent practical experience.
• Strong proficiency in Swift, with expertise in modern iOS paradigms (Combine, Swift Concurrency, SwiftUI, etc.).
• Deep understanding of iOS application architectures (MVVM, MVP, etc.).
• Extensive knowledge of professional software engineering practices across the full development lifecycle, including coding standards, code reviews, source control management, build processes, unit testing, UI testing, and operations.
• Minimum of 4 years of relevant industry experience, particularly in mobile development.
• Familiarity with Android development is a significant plus.

Benefits

EarnIn offers excellent employee benefits, including:

• Healthcare
• Internet and cell phone reimbursement
• Learning and development stipend
• Potential opportunities to travel to our headquarters in Mountain View.

Salary ranges are determined by role, level, and location.

Company Culture

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis.

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