Senior Mobile Engineer (iOS) at EarnIn

Mexico City, Mexico City, Mexico

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

Bachelor’s degree (or higher) in Computer Science, related field, or equivalent practical experience
4+ years of professional mobile development experience, with a strong focus on iOS
Expert in Swift and modern iOS paradigms (Swift Concurrency, Combine, SwiftUI)
Proven experience building and shipping high-quality consumer apps at scale
Experience (or deep curiosity) in using AI/LLMs to supercharge development
Solid grasp of iOS architectures (MVVM, MVP, VIPER, etc.)
Familiar with end-to-end engineering practices: code reviews, CI/CD, automated testing, and monitoring
Exposure to Android development is a plus

Responsibilities

Build, ship, and maintain iOS product features that improve the customer experience and define our user journey
Architect and refine mobile infrastructure to enable scalability and support the rapid development of new products
Collaborate closely with backend engineers to design robust APIs that facilitate seamless communication between mobile devices and servers
Partner with Product and UX specialists to deliver new and unique designs
Lead and advocate for engineering best practices to maintain high code quality and system reliability
Drive projects proactively, offering strategic direction and problem-solving to navigate uncertainty
Mentor the mobile engineering team, elevating skills and optimizing processes for efficiency
Design and execute unit and UI automation tests to ensure new features integrate smoothly without disrupting existing functionalities
Analyze feature effectiveness using advanced analytics to drive data-informed improvements

Skills

iOS

Swift

Mobile Architecture

Scalability

Xcode

App Development

Customer Experience

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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