Senior iOS Engineer at Monzo

Spain

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, BankingIndustries

Requirements

Experience as a product-focused iOS engineer building native mobile apps
Proficiency in Swift (100% Swift codebase)
Experience with SwiftUI and The Composable Architecture
Familiarity with MVVM architecture, Coordinators, protocols, and extensions
Knowledge of networking stacks like Alamofire for API integration mirroring backend microservices
Ability to build polished user experiences with well-tested, resilient code while iterating quickly
Comfort working in small, interdisciplinary, autonomous product squads
Enthusiasm for learning new things and diverse professional backgrounds welcome (e.g., non-graduates, startups, big companies)

Responsibilities

Evolve the native iOS mobile app used by over 11 million people
Build polished user experiences for personal banking, joint accounts, kids accounts, credit cards, savings, investments, and more
Balance writing well-tested, resilient code with moving fast and iterating
Collaborate in a small, autonomous product squad with Android Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, and Data Scientists
Contribute to overall company goals, influencing both what to build and how to build it (e.g., personal banking products to customer support tools)
Participate in weekly iOS discipline meetings to discuss tools, techniques, problems, and improve codebase/processes
Report to an engineering manager for 1:1s every 1-2 weeks to support growth and development
Work in a hybrid model (3 days/week in Barcelona office)

Skills

iOS

Swift

SwiftUI

UIKit

Xcode

Mobile Development

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters

2015Year Founded

$1,856.7MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Competitive salary

Flexible working hours

Work from home

Stock options

32 days of paid vacation and public holidays per year

Health insurance

EAP

Learning budget

Home office stipend

Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.

Expansion into Europe poses regulatory challenges and potential licensing delays.

Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.

The 'Pots' feature allows users to set aside money for specific purposes.

Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.

The partnership with SignLive enhances accessibility for Deaf customers.

Expansion into Europe in 2025 could significantly increase Monzo's customer base.

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