Capital One

Senior Data Scientist, Consumer Identity Machine Learning

McLean, Virginia, United States

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BiotechnologyIndustries

Requirements

Candidates should possess a Bachelor's Degree in a quantitative field and have experience in machine learning model development, evaluation, and operationalization. Proficiency in Python and tools like Spark for data analysis, along with a strong statistical background and experience with various modeling techniques such as clustering, classification, sentiment analysis, time series, and deep learning, are essential. The ideal candidate is innovative, creative, technically proficient with open-source tools and cloud platforms, statistically-minded, and adept at handling large datasets.

Responsibilities

The Senior Data Scientist will explore billions of clickstream events to identify customer behavior patterns and develop real-time models that anticipate customer needs and deliver personalized experiences. Responsibilities include building machine learning models through all phases of development, partnering with engineering teams for operationalization in production systems serving over 50 million customers, and collaborating with business and product teams to conduct experiments that improve customer experiences and business outcomes. The role also involves writing software to collect, explore, visualize, and analyze large volumes of numerical and textual data.

Skills

Machine Learning
Statistical Modeling
Data Science
Python
SQL
Big Data
Customer Behavior Analysis
Fraud Detection
Real-time Modeling

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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