Capital One

Principal Associate, Data Scientist - Upmarket Segments (Card)

New York, New York, United States

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Banking, Credit Card ServicesIndustries

Requirements

Candidates should possess a Bachelor's degree in a quantitative field such as Statistics, Mathematics, Computer Science, Economics, or a related discipline, with a Master's degree preferred. Strong programming skills in Python are required, along with experience using machine learning libraries and frameworks like H2O, Spark, and AWS. Experience with large-scale data processing and cloud computing environments is also necessary.

Responsibilities

As a Principal Associate, Data Scientist, you will partner with cross-functional teams to deliver customer-centric products, build and evaluate machine learning models throughout their lifecycle, translate complex technical insights into business goals, and leverage a broad range of technologies to uncover hidden data insights. You will also contribute to the design and implementation of innovative solutions for the US Card business, focusing on predictive modeling and minimizing customer friction, and continuously research and evaluate emerging technologies to improve existing processes.

Skills

Python
Conda
AWS
H2O
Spark
Machine Learning
Data Analysis
Model Development
Data Engineering

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

Key Metrics

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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