Mortgage Processor II

The Mortgage Processor II is responsible for processing conventional and government loan requests according to product, underwriting, and investor guidelines, serving as a liaison between customers and the Mortgage department. They will maintain professional communication with all parties involved in loan applications, obtain necessary processing documentation from internal and external sources, and notify relevant parties of any deviations from standard mortgage guidelines. Responsibilities also include monitoring and updating credit reports, appraisals, and income documentation to meet underwriting conditions, resolving issues with underwriting, and performing administrative duties such as preparing commitment letters, reviewing title and homeowner's insurance, mailing loan suspend notices, updating loan conditions, and providing closing documentation. The role requires ensuring adherence to all regulatory requirements and guidelines, evaluating changes to regulatory documents, and identifying risk-related issues for escalation.