Mortgage Underwriter
TomoSalary not specified
Full Time
Mid-level (3 to 4 years)
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Insurance, Marine Cargo, Marine LiabilityIndustries
Requirements
- BA Degree / Business degree
- Experience in non-life insurance; forwarding/logistics and supply chain is an advantage
- Fluent in English and Vietnamese, effective communication skills, and able to make presentations in both languages
- Good sales skills
- Good computer skills (Word, Excel)
- Energetic, with logical thinking, analytic skills, and problem-solving skills
- Able to work under tough situations / high pressure
Responsibilities
- Evaluating, prioritizing, and selecting submissions to be underwritten
- Assessing and evaluating risks and applying proper underwriting and pricing methodology
- Delivering strategic account reviews and preparing associated file documentation
- Adhering to underwriting guidelines and discipline
- Assisting management with the implementation of profit center strategic initiatives and providing technical underwriting and marketing support on other projects
- Assisting manager in developing existing and establishing new broker relationships
- Collaborating with Distribution and other line(s) of business to target business development opportunities
- Participating in special underwriting projects as needed
- Providing superior customer service to brokers and clients (internal & external)
- Collaborating with Processing team, legal, claims, finance, accounting, and any other services departments, if needed
- Reviewing pending files, ensuring all items are being handled in a timely manner
- Completing reports according to PCM's requirements
- Providing communication and direction for all processing requirements, including policy issuance and endorsements, premium collections issues
- Other tasks assigned by Head of Department
Skills
Key technologies and capabilities for this role
Questions & Answers
Common questions about this position
Is this a remote position or does it require office work?
The role requires team members to be primarily in the office to support in-person collaboration, which is a vital part of AIG's culture.
What education and experience are required for the Marine Underwriter role?
A BA Degree or Business degree is required, along with experience in non-life insurance. Experience in forwarding/logistics and supply chain is an advantage.
What key skills are needed for this position?
Candidates need fluency in English and Vietnamese with effective communication and presentation skills, good sales skills, good computer skills (Word, Excel), energetic attitude, logical thinking, analytic skills, problem-solving skills, and ability to work under high pressure.
What is the company culture like at AIG for this role?
AIG values in-person collaboration as a vital part of its culture to work together effectively and create a supportive, connected environment for the team and clients.
What makes a strong candidate for the Marine Underwriter position?
Strong candidates have a BA or Business degree, non-life insurance experience (ideally with forwarding/logistics), bilingual fluency in English and Vietnamese, sales skills, analytical abilities, and thrive in high-pressure environments.
AIG
Global insurance provider for individuals and businesses
About AIG
AIG provides a variety of insurance products and services aimed at individuals, families, and businesses. Their offerings include life insurance, retirement planning, and commercial insurance, which help clients manage risk and protect their assets. AIG operates by underwriting insurance policies and managing risk, while also investing the premiums collected to generate income. This company stands out from competitors by not only focusing on traditional insurance but also emphasizing cybersecurity and data protection to keep clients' information safe. AIG's goal is to help clients achieve financial security and peace of mind through comprehensive insurance solutions.
New York City, New YorkHeadquarters
1919Year Founded
IPOCompany Stage
Cybersecurity, Financial ServicesIndustries
10,001+Employees
Benefits
Health, dental, & vision coverage
Flexible Spending Accounts (FSA)
401(k)
PTO
Commuter Expense Reimbursement Account
Risks
Sale of personal travel business may reduce AIG's market presence in travel insurance.
Expansion in Atlanta could pose financial risks if expected growth does not materialize.
Deconsolidation of Corebridge Financial might lead to loss of synergies and increased costs.
Differentiation
AIG offers a wide range of insurance products globally, serving diverse client needs.
Corebridge Financial, a subsidiary, enhances AIG's offerings in retirement planning and financial futures.
AIG emphasizes cybersecurity and data protection, ensuring clients' information remains secure.
Upsides
AI adoption in underwriting and claims processing enhances efficiency and reduces costs for AIG.
InsurTech partnerships offer AIG opportunities to enhance digital capabilities and drive innovation.
Telematics and usage-based insurance allow AIG to offer personalized and flexible products.
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