PayPal

Machine Learning Engineer, Credit Modeling

Remote

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Credit Risk, LendingIndustries

Requirements

Candidates should have 3+ years of professional experience in developing and implementing credit ML models or systems within the banking or FinTech industry, an educational background in Computer Science, Engineering, Mathematics, or a related field, and proficiency in Python, PostgreSQL, Java/Scala. Strong knowledge of supervised and unsupervised learning, deep learning, reinforcement learning, and ensemble methods is required, along with familiarity with database management systems and SQL databases. Japanese bilingual skills are ideal.

Responsibilities

The Machine Learning Engineer will design and implement credit ML models and systems, ensuring robust and scalable solutions; develop end-to-end ML pipelines for credit modeling, including data collection, preprocessing, model training, and deployment; collaborate with data scientists and software engineers to integrate ML models into production environments, enhancing lending systems; and utilize cloud platforms (AWS preferred, GCP, Azure) to scale ML solutions, manage resources, and optimize costs.

Skills

Machine Learning
Credit Modeling
Risk Prediction
ML Pipelines
Data Preprocessing
Model Deployment
Cloud Platforms (AWS, GCP, Azure)

PayPal

Digital payments platform for various clients

About PayPal

PayPal offers a digital payments platform that allows users to conduct online transactions, mobile payments, and peer-to-peer transfers. It generates revenue primarily through transaction fees charged to merchants and provides various services for individual consumers, small to medium-sized businesses, and large enterprises. PayPal distinguishes itself from competitors by offering a wide range of secure financial services tailored to different client needs. The company's goal is to create a convenient and secure digital payments experience for all users.

Key Metrics

San Jose, CaliforniaHeadquarters
1998Year Founded
$188.7MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

A Stanford Navigator helps employees research providers and health conditions, and make informed decisions about health care
Advance Medical is available for all employees who are looking for a world-class specialist to provide an expert medical opinion for treatment plans
Stock Purchase Plans
Retirement Savings and Pension Plans
Stock Awards
Life Insurance and Disability Benefits
Paid Time Off
Four Weeks Paid Sabbatical for every Five Years of Service
Educational and Professional Development benefits
Matching Gifts & Volunteerism Opportunities
Matching Gifts
Skills-Based Volunteering
Green Teams
GIVE Teams

Risks

Lawsuits over Honey's practices could damage PayPal's reputation.
Allegations of racial discrimination may lead to legal challenges.
Stablecoin expansion may expose PayPal to regulatory scrutiny.

Differentiation

PayPal Ventures accelerates market entry for innovative financial solutions.
PayPal offers a versatile platform for diverse clients, from individuals to large enterprises.
PayPal's revenue model includes transaction fees, currency conversion, and financial services.

Upsides

Increased stablecoin adoption enhances PayPal's digital payment capabilities.
Growing DeFi interest boosts PayPal's integration with blockchain systems.
New 'Money Pooling' feature taps into the expanding split payments market.

Land your dream remote job 3x faster with AI