Junior PHP Engineer at Lendtable

London, England, United Kingdom

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Requirements

Essential
Ideally 2+ years experience
Modern PHP development experience (PHP 8.0+ is a must)
A good understanding of a modern PHP framework like Symfony or Laravel
Automated testing skills (unit, integration, functional)
A keen desire to want to learn and input into a highly collaborative team
Must be based in London
Desirable
Experience with Domain Driven Design, Message-Driven Systems or Event Sourcing
Experience with microservices
Experience working in a cross functional environment

Responsibilities

Building and integrating new APIs to enhance the customer journey
Optimising lending platforms
Engaging in deep architectural discussions

Skills

PHP

APIs

Backend Development

Platform Optimization

Software Architecture

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

San Francisco, CaliforniaHeadquarters

2020Year Founded

$22.5MTotal Funding

SERIES_ACompany Stage

Fintech, Financial ServicesIndustries

11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.

Increased competition from fintech startups could erode Lendtable's market share.

Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.

The company targets employees of Fortune 500 companies for its services.

Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.

SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.

Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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