Earnest

Frontend Software Engineer - Contract

Remote

$110,000 – $135,000Compensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial ServicesIndustries

Requirements

Candidates should have 3+ years of experience in frontend development with modern JavaScript frameworks, proficiency in TypeScript, and strong experience in React/Next.js, React Native, and Tailwind CSS. A strong grasp of responsive design principles and performance optimization is required, along with a passion for polished user experiences and a sharp eye for design detail.

Responsibilities

The Frontend Software Engineer will build and maintain responsive, performant web and mobile interfaces using React (Next.js), React Native, Tailwind CSS, and TypeScript, translating Figma designs into pixel-perfect, production-ready UI, collaborating closely with designers and engineers, proactively identifying improvements in design, UX, and frontend architecture, contributing to internal tooling and frontend infrastructure, and owning features end-to-end from implementation through testing and iteration.

Skills

React
Next.js
React Native
Tailwind CSS
Responsive Design
Performance Optimization
UI/UX Design
Cross-Platform Development

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

Key Metrics

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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