Monzo

Customer Journey Manager

United Kingdom

£40,400 – £54,600Compensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, BankingIndustries

Job Description: Customer Journey Specialist


Company Overview

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our UK team about what it's like working at Monzo ✨


Position Overview

Location: UK Remote Salary: £40,400 - £54,600 + Benefits Team: Customer Journey Team

The Customer Journey team is dedicated to mapping and optimising customer experiences across all touchpoints. Our mission is to identify pain points, ensure compliance, and create seamless processes that enhance customer satisfaction. We work closely with stakeholders in our Retail, Payments and Fraud product and ops teams whilst employing data-driven insights to deliver improvements and ensure our services excel in delivering exceptional customer value.

In this role, you'll work closely with the Customer Journey Lead and take ownership of the daily development of journey maps and identifying areas for improvement. Your day-to-day activities will involve engaging with cross-functional teams, gathering insights, and ensuring our processes align with established standards. You'll also participate in a community of practice focused on sharing knowledge and continually refining our approach to customer journeys.


Key Responsibilities

As the owner of journey mapping, you will collaborate with key teams and experts to map customer journeys in accordance with established blueprints, ensuring alignment with real-world processes. You will lead workshops to refine these journey maps, integrating feedback, and securing approval from service owners and stakeholders.

Ownership of Journey Mapping:

  • Collaborate with key teams and experts to map customer journeys according to established blueprints, ensuring alignment with real-world processes.
  • Lead workshops to refine journey maps, integrating feedback, and secure approval from service owners and stakeholders.

Identifying Opportunities:

  • Own the analysis of data to identify and prioritise improvements within mapped journeys, focusing on enhancing customer experience.
  • Work closely with product and operational teams to implement necessary changes and optimise Customer Experience standards.

Testing and Compliance:

  • Take responsibility for testing journey processes to ensure they meet customer expectations and comply with regulations, addressing potential risks and ensuring communications are effective.

Requirements

We’d love to hear from you if you have:

  • Customer Journey Experience: Extensive background in customer journey analysis, process optimisation, or a related field.
  • Data Interpretation: Strong ability to analyse and interpret complex data sets to identify and capitalise on improvement opportunities.
  • Independent Work Ethic: Aptitude for working independently, managing multiple projects, and meeting deadlines.
  • Strong Communication: Exceptional communication skills, capable of effectively presenting to and interacting with a diverse range of stakeholders.
  • Process Mapping Expertise: Proficiency in customer journey mapping, translating domain knowledge into actionable process maps that facilitate collaboration with product and technical teams.
  • Regulatory Experience: Familiarity with Consumer Duty/Conduct Risk regulation, ensuring compliance across customer journeys.
  • Attention to Detail: Meticulous attention to detail.

Application Instructions: Please refer to the original job posting for specific application instructions.

Skills

Customer Journey Mapping
Process Optimization
Data Analysis
Stakeholder Management
Cross-functional Collaboration
Customer Satisfaction
Problem Solving

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters
2015Year Founded
$1,856.7MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Competitive salary
Flexible working hours
Work from home
Stock options
32 days of paid vacation and public holidays per year
Health insurance
EAP
Learning budget
Home office stipend
Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.
Expansion into Europe poses regulatory challenges and potential licensing delays.
Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.
The 'Pots' feature allows users to set aside money for specific purposes.
Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.
The partnership with SignLive enhances accessibility for Deaf customers.
Expansion into Europe in 2025 could significantly increase Monzo's customer base.

Land your dream remote job 3x faster with AI