CREDIT RISK REPORTING ANALYS at Santander

Boadilla del Monte, Community of Madrid, Spain

Santander Logo
Not SpecifiedCompensation
Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Minimum 4 years of experience in financial markets in the banking industry (Required)
  • STEM profile or ADE/Economics with a strong digital mindset (Required)
  • High English level (Required)
  • Knowledge of financial products and regulatory issues (Required)
  • In-depth knowledge of financial products (Required)
  • Familiarity with CCR IMM terminology and concepts (Required)
  • Digital mindset and knowledge or experience in SQL, Databricks, SAS, Scala, DataLakes, PowerBI (Required)
  • High level of Excel, VBA and office tools (Required)

Responsibilities

  • Execution, control and analysis of the differences between Accounting and Risk figures
  • Ensure the input-output traceability and its full control framework
  • Interaction with Counterparty Risk, Risk MI, CDO, Technology, Operations, Accounting, Capital areas
  • Performing post-trade controls of securities operations in the Bank’s systems
  • Daily contact with counterparties for trade confirmations
  • Reconciliation of data between front-office and back-office systems
  • Oversight of securities positions
  • Accounting reconciliation skills

Skills

credit risk reporting
post-trade controls
securities operations
trade confirmations
reconciliation
front-office systems
back-office systems
securities positions
settlement markets
financial systems

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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