Credit Analyst (Early Talent) at Hartford Financial Services

Cedar Rapids, Iowa, United States

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Not SpecifiedCompensation

Entry Level & New Grad, Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Equipment FinancingIndustries

Requirements

Bachelor’s degree with a major or minor in Finance, Accounting, Economics, or related field
Demonstrated interpersonal skills
Excellent analytical ability, ability to make independent decisions, and process information quickly
Understanding of financial statements (preferred)
2-5 years of experience in commercial lending (preferred for experienced professionals)
Eager to learn, self-starter, excels at thinking on their feet while making prudent decisions

Responsibilities

Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions, providing written analysis and justification for the decision
Review and analyze financial statements as applicable
Monitor changing economic and/or industry conditions and adjust underwriting appropriately
Communicate decisions or requests for additional information directly to vendor or applicant
Evaluate and approve new vendor and manufacturer partners and programs, monitor ongoing performance, and interface with sales regarding operational statistics
Underwrite commercial credit applications supporting vendor partners selling equipment and other solutions
Assess creditworthiness through research utilizing sources of business and personal credit, publicly available information, general industry analysis, and financial statements to make independent decisions to extend credit

Skills

Key technologies and capabilities for this role

Credit UnderwritingCredit AnalysisFinancial Statement AnalysisRisk AssessmentIndustry AnalysisBusiness Credit Research

Questions & Answers

Common questions about this position

What education is required for the Credit Analyst role?

A Bachelor’s degree with a major or minor in Finance, Accounting, Economics, or related field is required.

What experience is preferred for this position?

2-5 years of experience in commercial lending is preferred for the Credit Analyst (Experienced Professional). The role is open to early talent or experienced candidates.

What are the key skills needed to succeed as a Credit Analyst?

You'll need demonstrated interpersonal skills, excellent analytical ability, the ability to make independent decisions quickly, and understanding of financial statements as a plus.

What is the company culture like at GreatAmerica Financial Services?

The company emphasizes a team-based operating approach, principle-centered business philosophy, exemplary customer service, continuous learning, professional development, and career advancement within a growing and dynamic environment.

What qualities make the best Credit Analysts at GreatAmerica?

The best credit analysts are eager to learn, self-starters who excel at thinking on their feet while making prudent decisions.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What is the salary or compensation for this role?

This information is not specified in the job description.

Hartford Financial Services

Insurance and financial services provider

About Hartford Financial Services

Hartford Financial Services provides insurance and financial products designed to protect individuals and businesses. Their offerings include various types of insurance, such as auto, home, and business insurance, as well as retirement and investment solutions. The company focuses on ensuring that clients are safeguarded against risks while also aiming to create a positive impact in the community. Unlike many competitors, Hartford Financial Services emphasizes a commitment to human achievement, striving to support clients in ways that extend beyond traditional insurance coverage. The goal of the company is to empower individuals and businesses to thrive by providing comprehensive protection and contributing to societal well-being.

Hartford, ConnecticutHeadquarters

1810Year Founded

$77.7MTotal Funding

N/ACompany Stage

Social Impact, Financial ServicesIndustries

10,001+Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Paid Vacation

Paid Holidays

Hybrid Work Options

Remote Work Options

Tuition Reimbursement

Risks

AI-driven solutions like HOMEE increase competition in P&C insurance.

Beam Benefits' growth challenges Hartford's market position in employee benefits.

Superscript's funding may disrupt traditional insurance models Hartford relies on.

Differentiation

Hartford is recognized as one of the World's Most Ethical Companies.

The Hartford's critical illness insurance covers a wide range of health conditions.

Partnership with CAPE Analytics enhances Hartford's risk assessment with geospatial intelligence.

Upsides

AI-driven claims management adoption boosts efficiency in insurance processing.

Digital transformation with Beam Benefits simplifies employee benefits processes.

Geospatial intelligence from CAPE Analytics improves risk assessment and underwriting.

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