Credit Analyst at T. Rowe Price

London, England, United Kingdom

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Asset Management, FinanceIndustries

Requirements

At least 3 years of investment grade credit research experience
Experience understanding and evaluating company creditworthiness of issuers across the broader European non-financial investment grade investment universe
Experience with financial statement modelling and analysis
Inquisitive nature, driven to excel in all aspects of the analytical process
Flexible, responsive and self-starting personality with keen attention to detail
Open-minded thought process and intellectual honesty
Willingness to pursue and explore ideas and potential investment opportunities, supporting one’s ideas to questioning by Portfolio Managers and other analysts
Excellent communication skills, written and verbal
Self-starter who initiates and maintains active communication, especially with peers in other locations
Knowledge and experience covering Industrials and/or Utilities (preferred)

Responsibilities

Conduct independent, fundamental credit research
Analyze and explain economic, competitive, cyclical, structural, regulatory and political drivers that impact a borrower’s ability and willingness to repay its debt
Interact with management teams, credit analyst peers, rating agencies, sell-side analysts, and other TRP investment professionals, including Fixed Income, Equity and Responsible Investing analysts
Create historical and projected financial models, analyzing key financial metrics to differentiate improving from deteriorating credits
Assimilate and filter various sources of information to develop well-researched short- and long-term perspectives, resulting in the assignment of TRP credit ratings, investment conviction ratings, and investment recommendations incorporating the fundamental, technical and valuation outlook on sectors and issuers
Produce and communicate regular forecasts of bond performance in selected credits
Develop and apply relative value metrics, seeking investments that generate consistently strong risk-adjusted returns from a global opportunity set, including across different currencies
Communicate credit opinions and investment recommendations orally and in writing to Portfolio Managers, traders, other TRP analysts, credit and advisory committees and external clients
Work within often tight time constraints to discuss recommendations first-hand with Portfolio Managers based globally
Research new issues and existing investment grade bonds as well as monitor the performance of portfolio holdings under assigned sector coverage, providing independent credit risk assessments and specific investment recommendations to the broader Fixed Income platform

Skills

Credit Research

Fundamental Analysis

Fixed Income

Investment Grade Bonds

Credit Risk Assessment

Economic Analysis

Regulatory Analysis

T. Rowe Price

Global asset management and investment advisory services

About T. Rowe Price

T. Rowe Price provides investment advisory services and retirement solutions to individual investors, financial intermediaries, and institutions. The firm employs a disciplined investment approach supported by extensive research to deliver long-term value. It generates revenue mainly through management fees based on the assets it manages, which amounted to $1.569 trillion as of June 30, 2024. T. Rowe Price serves a wide range of clients, including individual investors, retirement plan sponsors, and institutional investors like endowments and foundations. Its global reach and experienced investment teams enable the firm to offer various investment strategies and products, helping clients achieve their financial goals.

Baltimore, MarylandHeadquarters

1937Year Founded

$78,115.8MTotal Funding

IPOCompany Stage

Quantitative Finance, Financial ServicesIndustries

10,001+Employees

Benefits

Paid Volunteer Time

Parental Leave

Learning & Growth Resources

Matching Charitable Gifts

Health Care Benefits

Generous Retirement Plan

Risks

Increased competition from AI-powered platforms challenges T. Rowe Price's traditional strategies.

Departure of key personnel may impact T. Rowe Price's wealth management capabilities.

High valuations of AI startups could divert capital from traditional asset management firms.

Differentiation

T. Rowe Price offers a comprehensive range of investment strategies across various asset classes.

The firm emphasizes long-term value through disciplined investment and extensive research capabilities.

T. Rowe Price's global reach and diverse client base enhance its market position.

Upsides

Growing interest in AI-driven investment strategies presents new opportunities for T. Rowe Price.

The rise of quantum technology aligns with T. Rowe Price's focus on tech startups.

Collaboration trends in biotech offer potential investment opportunities in genetic medicine.

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