Capital Market _Business Analyst ALM Treasury - H/F at Tala

Paris, Île-de-France, France

Tala Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Finance, Investment BankingIndustries

Requirements

  • Formation Bac+5 (Ecole d’ingénieurs, Ecole de commerce ou Master Spécialisé)
  • Très bonnes connaissances des domaines de l’ALM (Gestion actif-passif) et des indicateurs de liquidité CT/LT
  • Très bonnes connaissances en matière de valorisation des produits financiers, gestion de trésorerie et couverture de risque de change
  • Maîtrise du SQL
  • Maîtrise de l’anglais (oral et écrit)
  • Intègre, rigoureux(se) et dynamique, avec des capacités d'organisation et d'adaptation ainsi qu'un fort esprit d'équipe
  • Flexibilité, créativité et sens de l'initiative

Responsibilities

  • Cadrage et rédaction des expressions de besoins
  • Planification et coordination de projets
  • Rédaction des spécifications fonctionnelles, suivi de la recette et de la mise en production
  • Conduite du changement et accompagnement des utilisateurs
  • Intervention au sein du département ALM Treasury d’une grande banque d’investissement pour participer à l’évolution des systèmes en charge de gérer les risques de liquidité, de taux et de change du bilan de la Banque, jusqu’à l’implémentation des couvertures sur les marchés financiers

Skills

Key technologies and capabilities for this role

ALMTreasuryLiquidity RiskInterest Rate RiskFX RiskFinancial MarketsBusiness AnalysisMOAFinance Systems

Questions & Answers

Common questions about this position

Is this position remote or on-site?

The position is on-site, with telework up to 5 days depending on the missions available in modern city-center offices.

What are the required qualifications and skills for this role?

Candidates need a Bac+5 degree from engineering school, business school, or specialized master's, strong knowledge of ALM (Asset-Liability Management) and liquidity indicators, expertise in financial product valuation, treasury management, and FX risk hedging, mastery of SQL, and fluent English. Soft skills include integrity, rigor, dynamism, organization, adaptability, strong team spirit, flexibility, creativity, and initiative.

What is the salary or compensation for this position?

This information is not specified in the job description.

What is the company culture like at Talan?

Talan emphasizes values of engagement, respect, partage, team spirit, and optimism, and is certified Great Place To Work with a commitment to responsibility, diversity, and accommodations for disabilities.

What makes a strong candidate for this Business Analyst role?

Strong candidates will have a Bac+5 degree, deep expertise in ALM, liquidity indicators, financial valuation, treasury, and FX hedging, plus SQL mastery, English fluency, and personal qualities like rigor, team spirit, flexibility, creativity, and initiative.

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters
2011Year Founded
$341.1MTotal Funding
DEBTCompany Stage
Fintech, AI & Machine LearningIndustries
501-1,000Employees

Benefits

Remote Work Options
Flexible Work Hours
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.
Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.
Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.
The company provides instant credit and expansive bill payment options via a single app.
Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.
Apple's NFC chip opening may allow Tala to offer more seamless payment options.
Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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