Ethos Life

Bioinformatics Scientist – Mortality Risk Modeling

United States

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Insurtech, Life Insurance, Health TechnologyIndustries

Requirements

Candidates must possess an MS or PhD in Bioinformatics, Statistics, Biostatistics, Applied Mathematics, Data Science, or a similar field, with 4+ years of experience in applied statistical modeling or machine learning. Proficiency in Python or R and relevant libraries is essential, along with experience working with medical ontologies like ICD, SNOMED, LOINC, or OMOP CDM. Experience in survival modeling, biomarker analysis, or health risk scoring is preferred, as is the ability to thrive in cross-functional settings and communicate technical findings clearly to diverse audiences.

Responsibilities

The Bioinformatics Scientist will design and execute studies using novel data to improve mortality risk prediction. They will develop and validate machine learning and statistical models for mortality scoring, and partner with Data Science and Engineering to bring models into production. This role also involves collaborating with Actuarial and Underwriting teams to align on validation and impact, and contributing to the methodology and roadmap of a modern, scalable mortality modeling system.

Skills

Bioinformatics
Survival Analysis
Machine Learning
Predictive Analytics
Data Science
Actuarial Science
Underwriting
Biomarkers
Medical History
Computational Health
Applied Statistics

Ethos Life

Online life insurance with no medical exams

About Ethos Life

Ethos Life provides life insurance solutions through a fully online platform, making it easier for individuals and families to obtain coverage without the need for medical exams. The application process is streamlined, allowing potential clients to receive instant quotes and often get approved within minutes by answering specific health and lifestyle questions. This approach contrasts with traditional life insurance methods, which can be lengthy and cumbersome. Ethos Life sells term and whole life insurance policies through partner carriers and earns commissions on these sales. Additionally, the company offers complimentary estate planning tools, such as free wills, to enhance the customer experience and set itself apart from competitors. The goal of Ethos Life is to provide straightforward and affordable life insurance options while simplifying the overall process for its customers.

Austin, TexasHeadquarters
2016Year Founded
$395.4MTotal Funding
SERIES_DCompany Stage
Financial ServicesIndustries
501-1,000Employees

Risks

Departure of key executives like CFO Anan Kashyap may affect financial strategy.
Class action lawsuit under Illinois genetic privacy law could harm Ethos's reputation.
Recent layoffs may indicate financial strain, affecting employee morale and performance.

Differentiation

Ethos Life offers a fully online life insurance application process, eliminating medical exams.
The company provides complimentary estate planning tools, enhancing customer value and experience.
Ethos partners with major insurers like Legal & General America to ensure policy reliability.

Upsides

Growing demand for no-exam life insurance policies boosts Ethos's market potential.
Increased consumer interest in digital insurance solutions aligns with Ethos's tech-driven model.
Partnerships with companies like Ameritas expand Ethos's product offerings and market reach.

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