Back-end Java Developer at Tala

Dallas, Texas, United States

Tala Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
YesVisa
Technology, Consulting, ITIndustries

Requirements

  • 5 years of relevant professional experience using Java
  • Proficiency in development with Java, SpringBoot, REST APIs
  • Experience in working with databases – NoSQL and/or Relational
  • Comfortable with Agile operating models (Scrum/Kanban)
  • Must be independent and comfortable in a fast-paced, ambiguous, and often multi-directional work environment
  • Strong analytical skills, energetic, self-directed, and self-motivated
  • Strong communication skills
  • Passionate about technology and engineering

Responsibilities

  • Manage multiple tasks and use sound judgment when prioritizing
  • Collaborate with global cross-functional teams in building customer-centric products
  • Analyze existing software implementations to identify areas of improvement and provide deadline estimates for implementing new features
  • Update and maintain documentation for team processes, best practices, and software runbooks
  • Establish trusted partnerships with peers, product heads, and executive level stakeholders
  • Leverage technology to deliver business value
  • Apply knowledge and experience in decision-making to arrive at creative and commercial solutions

Skills

Java
SpringBoot
REST APIs
NoSQL
Relational Databases

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters
2011Year Founded
$341.1MTotal Funding
DEBTCompany Stage
Fintech, AI & Machine LearningIndustries
501-1,000Employees

Benefits

Remote Work Options
Flexible Work Hours
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.
Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.
Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.
The company provides instant credit and expansive bill payment options via a single app.
Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.
Apple's NFC chip opening may allow Tala to offer more seamless payment options.
Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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