AML Investigator
OppFiSalary not specified
Anti-Money Laundering (AML) Sr. Investigator - Transaction Monitoring Operations (TMO) at Capital One
Richmond, Virginia, United States
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BankingIndustries
Requirements
- High School Diploma, GED or equivalent certification
- At least 1 year of fraud, investigative or compliance experience
- At least 1 year of experience with Microsoft Office or Google Suite
- Live within 50 miles driving distance of one of the hub locations: Wilmington, DE / Richmond, VA / New Orleans, LA / Plano, TX / Jericho, NY / Chicago, IL / McLean, VA / Riverwoods, IL
- Secure home office environment free from background noise and distractions
- Reliable private internet connection (not cellular hotspot); cable or fiber preferred
- Internet download speeds of at least 5 mbps (10+ mbps preferred)
- Sustained latency less than 250 ms in voice calls
- Hard wired connectivity preferred; wireless must be private, password protected with WPA2-PSK (AES) encryption
- Private network password protected with ownership or line of sight to every device
Responsibilities
- Build and maintain awareness of the broader context and implications of various types of risk affecting the business (e.g., financial, legal, reputation)
- Review system generated alerts, assess impact to AML processes, conduct research as required, and document results in written format
- Write suspicious activity reports, file CTRs, address sanctions alerts, and other applicable AML processes in accordance with regulations and time limitations
- Provide feedback on alert rule effectiveness and partner with management and analysts to design new rules
- Provide insight into various commercial banking products and services
- Handle issues as appropriate for advanced investigation and analysis
- Support team supervisors in executing certain responsibilities
- Perform special projects as needed
Skills
AML
Transaction Monitoring
Suspicious Activity Investigations
Currency Transaction Reporting
Sanctions Screening
Enhanced Due Diligence
Microsoft Office
Google Suite
Fraud Investigation
Compliance
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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