Underwriter at Together

Cheadle, England, United Kingdom

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, LendingIndustries

Requirements

Previous underwriting experience within the secured lending and commercial mortgage market
Ability to make positive lending decisions
Ability to work under pressure and to strict deadlines
Experience of dealing with customers
Experience of managing broker relationships
Strong planning and organisational skills
Possess strong objection handling and problem solving skills

Responsibilities

Professionally assess the risk, accurately underwrite, mandate and complete secured loan applications to ensure that we minimise risk to the business and maintain strong focus on service delivery by following CSF lending criteria, policies and procedures
Proactively manage all cases from direct customers and introducer/stakeholder cohort thereby delivering a high touch service which both enhances our reputation and increases future business flows
Provide a rationale on each application ensuring that the loan is affordable, plausible and sustainable. Providing a mortgage offer to the applicant(s) within the agreed service level
Proactively manage a pipeline of cases throughout an end-to-end process for both pre and post offer, ensuring that information is proactively requested from brokers and third parties within agreed Service Level Agreements
Liaise directly with acting solicitors, obtaining the required completion documentation before ensuring funds are drawn down in line with the agreed completion dates

Skills

Key technologies and capabilities for this role

UnderwritingRisk AssessmentCommercial MortgagesBridging LoansBuy-to-Let LendingTerm LendingSecured LendingLoan Mandating

Questions & Answers

Common questions about this position

What benefits does Charles Street Finance offer?

Benefits include 26 days holiday plus a birthday day off (increasing to 30 days with service), bank holidays, free access to company holiday homes, buy & sell holidays, discretionary annual bonus plus Shared Reward Bonus, matched pension contribution, health cash plan plus private medical insurance, life assurance, critical illness cover, travel season ticket loans, ride to work scheme, free local gym access, and local bar/restaurant discounts.

Is this underwriting position remote or on-site?

The position is on-site.

What are the essential qualifications for the Underwriter role?

Essential qualifications include previous underwriting experience within the secured lending and commercial mortgage market, ability to make positive lending decisions, and ability to work under pressure.

What is the company culture like at Charles Street Finance?

The company emphasizes a common-sense proposition with attention to detail, speed of response, putting the customer at the heart of everything, a can-do approach, honesty, integrity, and building long-standing relationships.

What makes a strong candidate for this Underwriter position?

A strong candidate has previous underwriting experience in secured lending and commercial mortgages, can make positive lending decisions, assess risk professionally, manage cases proactively, and deliver high-touch service while adhering to lending criteria.

Together

Mentorship software for employee development

About Together

Together Platform provides mentorship software aimed at improving employee development within organizations. The platform operates as a software-as-a-service (SaaS) solution, allowing companies to access its features online through a subscription model. Users can customize templates for various mentoring formats, create session agendas, and utilize reporting dashboards to assess the effectiveness of their mentorship programs. Together Platform stands out from competitors by achieving a high satisfaction rate of 98% among users, thanks to its effective matching criteria that connect mentors and mentees. The company's goal is to help medium to large enterprises foster professional growth and learning among their employees through well-structured mentorship programs.

Toronto, CanadaHeadquarters

2018Year Founded

$1.5MTotal Funding

SEEDCompany Stage

Enterprise Software, EducationIndustries

11-50Employees

Risks

Integration challenges with Absorb's systems could lead to customer dissatisfaction.

New feature launches may face technical issues, affecting user experience.

Economic downturns could reduce revenue due to dependence on subscription fees.

Differentiation

Together offers customizable templates and session agendas for mentorship programs.

The platform provides AI-driven analytics for deeper insights into mentorship effectiveness.

Together boasts a 98% satisfaction rate in mentor-mentee matching.

Upsides

Integration with LMS is enhancing holistic employee development experiences.

Demand for diversity-focused mentorship programs is rising, supporting underrepresented groups.

Remote work increases the need for virtual mentorship solutions, boosting Together's relevance.

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