Monzo

Treasury Markets Senior Analyst

London, England, United Kingdom

£65,000 – £80,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, BankingIndustries

Treasury Markets Senior Analyst (UK)

Location Type: London or UK Remote Employment Type: Full-time Salary: £65,000 - £80,000 + Benefits

Position Overview

Monzo is on a mission to make money work for everyone, moving away from complicated traditional banking. We are seeking an enthusiastic, detail-oriented, and collaborative Treasury Markets Senior Analyst (UK) to join our Finance team. This role is crucial for supporting the Treasury's Markets team in growing the investment portfolio, assisting with dealing activities, analyzing wholesale credit risk, and supporting wholesale funding preparations, including capital markets issuance. You will collaborate across the Treasury, Finance, and Risk functions.

Responsibilities

  • Supporting the team with investment execution.
  • Analyzing wholesale credit risk opportunities.
  • Preparing presentations for internal and external stakeholders, including contributing to the ALCo pack and wholesale funding preparation.
  • Supporting change initiatives and projects, such as improvements to existing systems.
  • Working with teams across Finance, and second & third line defense.

Requirements

  • Experience working at a bank with knowledge of various Treasury areas, particularly financial markets.
  • A highly analytical and forward-thinking approach.
  • Familiarity with large data analysis and technology.
  • Ability to articulate and explain technical topics clearly.
  • Strong technical skills.
  • Openness of communication.

We encourage applications even if you don't meet every single requirement. We value passion, a willingness to learn, and growth potential.

What’s in it for you

  • Salary: £65,000 - £80,000 plus share options.
  • Location: This role can be based in our London office, with flexibility for distributed working within the UK (requiring ad hoc meetings in London).
  • Flexibility: Flexible working hours, with trust in employees to manage their time effectively.
  • Learning: £1,000 learning budget annually for books, training courses, and conferences.
  • Home Setup: Provision of Macbooks and extra support for remote workers' home office setups.
  • Benefits: Access to a comprehensive list of additional benefits.

Application Journey

The application process consists of 3 key steps:

  1. Recruiter Screening Conversation
  2. Initial Interview with the Hiring Manager (30 Minutes)
  3. Role Specific Interview with the Hiring Manager & Treasury Stakeholders (60 Minutes)
  4. Behavioural Interview with Finance Stakeholders (45 Minutes)

This process is expected to take around 3-4 weeks. We are committed to being flexible with your schedule.

Please review our guidelines on using Artificial Intelligence (AI) for applications and interviews here.

Skills

Treasury
Investment Portfolio Management
Wholesale Credit Risk Analysis
Capital Markets
Financial Analysis
Stakeholder Presentation
Change Initiatives
Banking Operations

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters
2015Year Founded
$1,856.7MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Competitive salary
Flexible working hours
Work from home
Stock options
32 days of paid vacation and public holidays per year
Health insurance
EAP
Learning budget
Home office stipend
Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.
Expansion into Europe poses regulatory challenges and potential licensing delays.
Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.
The 'Pots' feature allows users to set aside money for specific purposes.
Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.
The partnership with SignLive enhances accessibility for Deaf customers.
Expansion into Europe in 2025 could significantly increase Monzo's customer base.

Land your dream remote job 3x faster with AI