Staff Software Engineer (Financial Platforms)

Spain

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Not SpecifiedCompensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Technology, Financial ServicesIndustries

Position Overview

Location Type: Remote
Employment Type: Full-time
Salary: Not specified

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are looking for a highly motivated Staff Software Engineer to build scalable foundational systems and data pipelines to power our financial reporting. You will partner closely with our Product and Accounting teams to design robust reporting and reconciliation systems, which enable us to operate and forecast with the highest degree of integrity and precision. These systems are responsible for delivering accurate and timely data from Affirm’s suite of financial products, for consumption by our Accounting, Treasury, and Strategic Finance teams. You will take an active role in collaborating on the roadmap, designing technical solutions, driving and involving in cross-team initiatives. You will partner closely with the Engineering Manager and the team to improve the quality standards and processes in the team and represent the team in cross-team initiatives.

Responsibilities

Setting technical strategy for your team on a year-long time scale.
Collaborating across teams in the product development lifecycle (Product Management, Design & Analytics) to ensure technical sustainability, risks, and trade-offs are well understood and managed.
Acting as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
Taking ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing, and alerting in place to support “keep the lights on” & on-call efforts.
Fostering a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
Helping develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

Experience: 8+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin.
Technical Skills: Extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark, and Kubernetes.
Bonus: Knowledge of Airflow, Data Lake (e.g., Apache Iceberg), and Data Warehouse (e.g., Snowflake) solutions.
On-Call Rotation: Requirement – There would be an on-call rotation for this role.

Application Instructions

Not specified in the provided text. (Please refer to the official Affirm careers page for application instructions.)

Skills

Scalable systems

Data pipelines

Financial reporting

System design

Cross-team collaboration

Monitoring and alerting

Operational processes

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

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