PayNearMe

Software Engineer (Ruby on Rails) - Remote

Santa Clara, California, United States

Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Payment ProcessingIndustries

Software Engineer

Position Overview

PayNearMe is seeking a dynamic Software Engineer to join our team. This full-time, remote position reports to the Director of Engineering for our CSE team. You will play a key role in developing our payment technology platform, making it easier for businesses to accept, disburse, and manage payments.

Company Description

PayNearMe develops technology to facilitate the end-to-end customer payment experience, making it easy for businesses to accept, disburse and manage payments. Our modern and reliable platform lowers the total cost of payments by increasing acceptance rates, driving self-service and simplifying exceptions. We future-proof our clients’ payments roadmap by including all payment types and channels through a single contract and integration. With PayNearMe, businesses can transform the outdated systems holding them back from achieving progress.

PayNearMe has over 200 employees, closed a $45M Series D round in June 2023, and is processing over $1B in payments monthly. We’re headquartered in Silicon Valley with our employees distributed all across the U.S. Help us solve our clients’ biggest payment problems.

Responsibilities

  • Develop code against Rails 6.1
  • Build reusable tasks to reduce the flow of engineering work from support
  • Build maintainable ISVs to connect our systems to third parties
  • Add critical features to our APIs
  • Assist onboarding of new clients and help solve escalations
  • Be instrumental in building the next generation of internal tools and services
  • Write specs for automated coverage of your code (we have over 95% coverage)
  • Code review other developers' changes as they will review yours

Requirements

  • Team player, good communication and kindness are a must
  • Ability to explain technical challenges to non-technical coworkers
  • Adaptive and agile to changing priorities
  • 2-5+ years of experience in Ruby on Rails + MySQL
  • Resilience in tracking down bugs
  • Critical thinking and problem-solving skills
  • Familiarity with using AI productivity tools

Additional Information

  • Salary Range: $125,000 - $150,000 per year (paid semi-monthly)
  • Location Type: Remote
  • Employment Type: Full-time
  • Department: 680-CSE
  • Industry: Financial Services
  • Function: Engineering
  • Experience Level: Associate
  • Language: English

Benefits

  • Fast-paced and professional work culture
  • Stock options with standard startup vesting (1-year cliff; 4 years total)
  • $50 monthly communication expense stipend for phone/internet
  • $250 stipend to enhance your WFH setup
  • Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)
  • Premium medical benefits including vision and dental (100% coverage for employees)
  • Company-sponsored life and disability insurance
  • Paid parental bonding leave
  • Paid sick leave, jury duty, bereavement
  • 401k plan
  • Flexible Time Off (team members typically take off ~3-4 weeks per year)
  • Volunteer Time Off
  • 13 scheduled holidays
  • 4-6x per year in-person team meet-ups

Company Values

PayNearMe strives to create a workplace where all employees thrive. Our core values represent who we are today and we take pride in the way we work with each other as well as with our stakeholders. We’re in this together to do the right thing. We deliver real results we are proud of while remaining respectful, transparent, and flexible.

Equal Opportunity Employer

PayNearMe is an equal opportunity employer. We are diligently and thoughtfully working towards cultivating a diverse workforce which in turn, enhances our products and services for the communities we serve. Applicants who represent all backgrounds are strongly encouraged to apply.

  • Candidate information will be treated in accordance with our job applicant privacy notice found at: https://home.paynearme.com/ccpa-privacy-notice-jobs-employees/
  • Assistance for Disabled Applicants: Alternative formats of this Notice are available to individuals with a disability. Please let us know if you need assistance.
  • All your information will be kept confidential according to EEO guidelines.

Skills

Ruby on Rails
Rails 6.1
MySQL
API development
Automated testing
Code review
Problem-solving
AI productivity tools

PayNearMe

Flexible payments platform for diverse transactions

About PayNearMe

PayNearMe provides a payments platform that allows customers to pay in various ways, including cards, ACH transactions, cash, and mobile payment methods like PayPal and Venmo. The platform is designed to enhance the payment experience for both customers and businesses, making it easy for clients such as consumer lenders and online gaming companies to collect payments. PayNearMe stands out by offering a secure cash payment service at over 60,000 retail locations, which simplifies the payment process for users who prefer cash. Additionally, the platform utilizes artificial intelligence to personalize customer experiences and improve bill pay. The company's goal is to create a seamless and user-friendly payment experience while generating revenue through fees charged to businesses for processing payments.

Santa Clara, CaliforniaHeadquarters
2009Year Founded
$156.1MTotal Funding
SERIES_DCompany Stage
Fintech, AI & Machine LearningIndustries
201-500Employees

Benefits

Professional Development Budget

Risks

Emerging fintech startups could erode PayNearMe's market share with similar solutions.
Regulatory scrutiny may increase compliance costs for PayNearMe.
Partnership with Trustly exposes PayNearMe to open banking data privacy risks.

Differentiation

PayNearMe offers a wide range of payment options, including cash and digital wallets.
The platform integrates AI to enhance personalized customer experiences and improve payment solutions.
Partnerships with companies like Trustly and PayPal expand PayNearMe's payment capabilities.

Upsides

The rise of BNPL services presents an opportunity to expand PayNearMe's payment options.
Increasing mobile wallet usage allows PayNearMe to enhance its mobile-first payment methods.
Open banking regulations in the US offer new integration opportunities for PayNearMe.

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