Software Engineer (Open Banking) - 1-2 years exp - GenAI, Java at Visa

Bengaluru, Karnataka, India

Visa Logo
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Payments, BankingIndustries

Requirements

  • 1-2 years of experience
  • Proficiency in Java, Node.js, JavaScript
  • Experience with AWS, Kubernetes, Docker
  • Knowledge of SQL and Datadog
  • Ability to work on-site full-time

Responsibilities

  • Build high-performance, scalable APIs integrating with documented and undocumented banking interfaces
  • Co-develop integrations and features with GenAI agents for code generation, refactoring, and automated testing
  • Operate in a DevOps model: own build, deploy, monitor, and maintain responsibilities in AWS/Kubernetes/Docker
  • Experiment with Visa’s Generative AI models (transformers, LLMs, GANs, VAEs, multimodal models) and AI tools in the AI sandbox
  • Build components integrating with banks’ APIs to aggregate and enrich consumer financial data
  • Handle high-load systems with stringent uptime requirements
  • Implement CI/CD pipelines, infrastructure-as-code, and automated observability using Datadog
  • Participate in on-call rotations for high availability and operational excellence
  • Deliver new features on a rapid cadence (every few days)
  • Collaborate with engineers and contribute to AI-first engineering culture by sharing learnings

Skills

Java
GenAI
Generative AI
Open Banking
API
AI models

Visa

Global digital payment network provider

About Visa

Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.

San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.

Risks

CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.

Differentiation

Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).

Upsides

Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.

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